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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

dissatisfied

this company is a total ripoff and a complete waste of time! My yorkie was diagnosed with hip dysplasia after obtaining insurance, and it was ruled preexisting. I HAD EVEN BOUGHT THE EXTRA COVERAGE FOR HIP DYSPLASIA. This company kicks ya when your down and now i am even more broke than without the insurance. I am going to have to put my dog up for adoption. Thanks Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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1

out of 10

Never would recommend them

They wanted your money but when it came to filing a claim they did not want to cover anything. Typical for an insurance company.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Himalayan
  • AGE OF PET: Over 8 years

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10

out of 10

Pets Best has been so reliable .

I have had the remarkably unfortunate occurrence of having two dogs diagnosed with bone cancer in the last year. Not only did Pets Best never once question a claim, but they promptly sent my reimbursement checks within a week, and actually called to express their condolences and made a donation to an animal cancer research institute. Knowing that the medical bills were not going to cause me to go “broke” since I had the insurance made me focus on the remaining time I had with my dogs, making it as much less of a stress- and worry-free as could be expected in that situation.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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6

out of 10

ASPCA

I have been with ASPCA for a while. I really like the 100 dedcutable per YEAR and not incident. HOWEVER, I recently found out that if my dog got diabetes on June 30 (my renewal is July 1) she would be covered for that one day only. I thought she would be covered for the entire year. I a have been looking at other insurances and so far..... Pet Plan might be good.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace makes it easy!

I appreciate Embrace and there attention to detail. They always answer my questions and all the employees are on the same page. My pet had a heartworm test done, I submitted the claim right at my vet's office and just got an e-mail stating I will get my refund in 2 business days. This is awesome!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Under a year

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10

out of 10

Wow

My dog had a liver injury which has since been resolved. I was totally stressing about the reimbursement amount. The total of the bills I paid were about $2,750. My plan was a $500 ded, and a 10% copay. I got about $1,900 back to me. My policy didn't cover prescriptions/drugs. There is an option for that. I'm very very happy though. I mean, pets are going to cost you a little bit out of your pocket. That is expected. I compared about 7 companies before I chose Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Fast Payment of Claims. Great service.

We insured our three dogs with Pets Best in January, 2010.When our precious Muffin suddenly developed pancreatitis followed by secondary hepatitis in June 2010, we were so relieved that Pets Best paid 80% of claims after the deductible. The claims were paid fast - sooner than 14 days. No hassles at all. We are so grateful that Muffin has recovered, and we are recommending Pets Best to all our family and friends. t
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

The best thing I ever did...

Pets Best and Angel.. When I got my beautiful two year old chocolate lab/mix, Angel, from the East Valley shelter, the first thing I did was to get her an insurance policy, especially one that dealt with emergencies. I have had many experiences with pet emergencies that cost a fortune. And of course, all of the emergency experiences happened on a holiday, weekend or late at night. The cost of these emergency visits was reason enough to take out insurance on this new family member. This gave me some peace of mind should anything happen to my little Angel. And of course, the cost of the insurance is a drop in the bucket compared to the cost of just one of these emergency visits. Pets Best saved me when after a few years of having this beautiful animal in my life; she developed a lump on her chest about the size of a quarter. It didn’t look like much but turned out to be a Mass Cell Tumor. If you know anything about Mass Cell Tumors, you know that they have to remove a large area of tissue surrounding the area to get a clean margin in order to call it cured. This was major surgery and cost a big chunk of money. Pets Best was so easy to deal with. Their online service made submitting a claim easy; download the claim form, fill it out and upload the form and receipts to their website. I also liked that they sent out notifications via email when the claim was submitted and processed; and it was usually within a week that my claim was processed and payment was made via direct
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Pets Best is simply the Best

Our Italian Greyhound is extremely petite (7 lbs) and has gone through quite a tough year with double breaks. Pets best really cares about helping take care of animals. They don't claim to cover injuries and then somehow not cover them. I am amazed at how quickly they respond to your claims and process them. They make every attempt to help to make a difficult time easier, the claim form is very easy to fill out, and if you need to contact them they are always there for you to assist in anyway possible. I searched around for insurance and Pets Best is absolutely the best if you own an Italian Greyhound. They do not exclude you just because this breed is fragile. I love Pets Best and owe my dogs recovery to not just Katonah Bedford Veterinary Center, Dr. Hart and his wonderful staff but also Pets Best for helping to make his surgery possible. I will never be without Pets Best or Dr. Hart and his crew.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: 1 - 8

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9

out of 10

Prompt response on our very first claim.

I submitted a first claim with the necessary patient history on a 22 month old Great Dane. As a result, it was long (36 pages) but Embrace reviewed and responded promptly with a reimbursement. I received an email the day after submission that they received the claim, an email the next day that they were processing it, and an email the next day that they were sending a reimbursement. Not only did they act promptly, they kept us informed. Our vetererinary hospital no longer offers the insurer we used on two other Great Danes (read "health issues"). We were very happy with it, so we selected Embrace with some trepidation. Our initial experience is very encouraging. I'll give a nine on a sample size of one, but if this proves to be typical, I'll up my evaluation to ten.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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