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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Quick Payout, Reliable Company!

Our cat Howard ingested toxic peace lily and he had to stay for 2 ½ days in the emergency veterinary hospital. He was on fluid therapy, IV and other medications to help the toxins pass from his blood stream and kidney levels. Getting a $770 bill from the vet wasn’t exactly something we had planned for, but we filled out the Petsecure claim form and sent it in right away for reimbursement. The last thing we wanted was a huge bill on our credit card. I was honestly expecting the cheque to take a couple of weeks to get to us but it was only 3 business days! I couldn’t believe it… It was nice to have over half of the cost covered by Petsecure and so quickly! The claim form was easy to understand and faxing it in was simple. If you’re looking for a no-hassle way to get great coverage (renews annually…so if this ever happens again (hopefully NOT) he would be covered) and an insurance company that looks out and cares about their members, then get your pets enrolled with Petsecure.
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Peace Of Mind

I have been with Petshealth for 10 years now and they have always been there for me when my dogs were ill. They have always processed my claims in a timely manner and treat me with kindness whenever I call with a question. I would recommend this company to anyone who is looking for pet insurance and I do recommend that anyone that has a pet should have health insurance for them.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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1

out of 10

Best Best = Worst Ever

80% of my claims were, according to Pet's Best, was a pre existing condition. If you get a routine procedure done they are OK, but anything that is major or a continuing situation, don't count on then to pay!When I went to cancel them they told me that I would get a small charge because it was the middle of the month. No problem until we saw our automatic deductions, $53.44 taken out of our account
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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7

out of 10

First Time User for ASPCA Insurance

I just signed up with ASPCA pet insurance, it was recommended by my friend in Cleveland, OH. I am in New York, and just submitted my first claim. I will keep you posted on how that turned out. I had researched VPI as well...so, we will see if I made the correct decision with ASPCA.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Why can't human health insurance be this easy?

I wish they had embrace for people! Seriously, Embrace is the best. Once I met my deductible the reimbursements for covered expenses happen within 2 weeks of submitting a claim, every time. I know of NO other pet insurance that covers genetic conditions... being a purebred Lab owner that means hip issues could crop up in the future. No problems yet, but it feels good to be covered. Best 20 bucks a month I could spend.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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3

out of 10

Total ripoff

Petshealth bills your credit card biannually (every 6 months). My dog was insured continuously by them for over 10 years. He had surgery in late Sept 2009 for a mass on his chest. The insurance company refused to pay on this claim because there was a 90 day period where they would not pay for a pre-existing condition. That meanst you could only have surgery during the final 3 months of each 6 month period without the condition being "pre-existing." In short, you are paying for 12 months to get 6 months of coverage--a total ripoff! On the positive side, they paid pretty well when we had an emergency that required a trip to an animal ER. I would not recommend this company becuase of their "pre-existing" policy. It is unethical, but they argued that they were not covered under health insurance laws in my state because dogs are "just propert."
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Dependable and quick!

Our dog sustained several deep puncture wounds after being attacked by another dog and required surgery and follow-up care. During his treatment the vet found a suspicious lump and we had it biopsied. (Negative, yay!) Embrace started paying our claims right away, processing them very quickly. We would be in a world of financial hurt if we didn't have the insurance. We switched to Embrace from another pet insurance company and are so glad we did!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Fantastic customer service !!!

We recently got our first dog ever (a black lab puppy) and researched about 5 pet insurance companies and found Embrace to be the best. Now that we have made a few claims we have found them to be very helpful. They are in constant contact by email, from confirming receipt of your claim to letting you know that it has been processed and then a follow-up to be sure that you received your payment. All of the Customer Service Representatives are very pleasant to deal with and very efficient. I would highly recommend getting Embrace pet insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

thus far, this has been a very positive experience

We have decided to buy an insurance for our new puppy, Bernese mountain dog. I reviewed several companies on line before making a decision to choose Embrace. We have recently submitted a claim for an anual vaccination and it was accepted without any problems. The technician's at the vet office comment was that it was one of the easiest and most friendly insurance companies that they deal with. Thus far, we have been very happy with the company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

I wish MY insurance was this good!!!

I researched at least five different insurance companies before settling on Embrace and could not be happier with my choice. From the first call to go over policy options (I ended up designing my own policy that has worked out fabulously so far) to filing my first claim (which was reimbursed in full in less than two weeks!) i feel like the folks at Embrace really understand what pet owners need/want out of the system and do their best to make everything work seamlessly. They are the only company I found that covers hereditary/congenital problems which, especially for my breed, can be quite serious later in life. My dog, Whiskey, hasn't had any serious illnesses or injuries yet but judging from my experiences with Embrace so far, I feel very confident that should something terrible happen, Embrace will be there to help.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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