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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Thank god we had Meatball covered!

We were moving across country from Florida to California. We were making a pit stop in Texas and Meatball fell out of the truck (it was stopped). He jumped up right away and so we thought he was ok. When we finally made it to California the little guy wouldn't even get up to go pee. We rushed him to a recommended vet right away and had x rays done immediately. Thank god nothing was broken, but he was bruised pretty bad. He had to stay overnight and take some pain meds for the couple of weeks. I don't know where we would have been without the ASPCA policy, money is always tight, especially when moving cross country!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Thankful for ASPCA Pet Health Insurance

I decided to get pet insurance after adopting my dog Tripp from a shelter last year. My previous dog had died from lung cancer which cost me thousands of dollars out of pocket. I did an internet search for pet insurance companies and compared plans and rates before deciding to go with ASPCA Health Insurance in June 2009. In May 2010, Tripp was bitten by a poisonous snake and required medical treatment including an overnight stay at an emergency animal hospital. After meeting the $100 deductible, ASCPA Pet Health Insurance reimbursed me 80%. Having the insurance saved me hundreds of dollars and gave me peace of mind. I've already saved more than I paid in premiums for a year.
  • INSURER: ASPCA
  • POSTED: 02/01/2018
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

If only medical payments were this good

I'm an insurance broker and it would be great if medical claim processing and reimbursement were like this. We only took the dog in yesterday. We got an email that the claim had been received about the time we got home from the vet and the explanation of benefits came today. Unbelievable!! I am really pleased and can't recommend Embrace pet insurance more highly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Under a year

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10

out of 10

Another Satisfied claim

Our dog Midnight has been through the ringer lately with problem after problem. Our first claim with Embrace went through without a problem and our second one did not disappoint. They are always in contact with you and have results fast. Within 2 days, they let me know the check was in the mail! Great service and would recommend Embrace to anyone and everyone.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Simply The BEST!

When our 6 month old long hair chihuahua suffered a huge break on his back leg (Tibial crest fracture and proximal tibia fracture) while running at a dog park, I went into panic mode. Not only from the trauma of what he was going through but also trying to figure out what I was going to tell my husband after the ER vet quoted me about $4,200.00 to fix him. After going to one of the best orthopedic surgeon offices to have our puppy fixed, I then started compiling my stack of receipts. The whole time thinking oh my goodness this is sure adding up. There is no way this case is going to be easy to prove to our pet insurance. After hearing bad story after bad story of pet insurance companies in general I was pretty much searching for a miracle in hopeing EMBRACE would simply cover the expenses with no questions asked. I faxed my claim over to them on June 16th all $4,200.00 of it and on July 6th I received a e-mail stating my check was issued today and I should receive it for the total amount (minus the 20% copay)! The whole process was smooth and 100% easy. I'm still in shock at how easy they made this whole situation. I highly recommend EMBRACE to any new pet owner. Things happen, accidents happen and if you get EMBRACE for your pet you'll be covered and stress free of the financial burdens these accidents come with. Now I did have to pay up front out of pocket with them reimbursing me but again it was so easy to send all my info over and have them cover it. If you do
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: Under a year

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5

out of 10

large bills seem to be a problem

i thought the coverage was good, i have 2 dogs covered under the highest prmeium. my cane corso wasn't a year and a half yet when she injured her leg and needed a repair, she had to have a 4000.00 surgery. i was reimbersed 3500.00. sadly 9 momths later she injured her other leg and needed the same surgery, another 4000.00. after the surgery and after the claim was put in i was told once a scelator sergury was done she wasn't covered for any more for any kind of skeleton surgery again. even if it is in a different part of the body. boy, did that hurt. it seems a bit silly to me. and i am paying a very high price for my dogs to be covered. with no wellness coverage or medicine. have to find a better insurance for the money. not too happy with them
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cane Corso
  • AGE OF PET: 1 - 8

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9

out of 10

Lifesaving

The ability to put $15,000 worth of vet care into my 3 year old Cattle Dog Whisper to save her life was amazing. I didn't have to think about whether I could afford the surgeries she needed. She has yukky elbows but for the first time in years she has a great quality of life! Thank you!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Cattle Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Was there for me when I needed them

My 6 year old Schnauzer Kayla, got very sick with Hepatopathy, and pancreatitis. Unfortunately she did not survive this, Pets Best Insurance help very much with the Veternarian expence, I was very happy with how they handle my claims and I would highly recommend them. I intend to get another puppy soon and I will definately use Pets Best Insurance again.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

first pet and scared

I have a standard bull terrier named Capone. One morning I went to feed him and he was not eating. Didn't think much of it. I just thought he was not hungry until two hours later he threw up. It was some fluids that came up and some white stuff. I didn't want to be one of those people who over reacts at everything and take him to the vet every come something comes up. I deciced to wait til the next morning to see if he gets better. And he did not. I took him in and the vet gave me some gastric meds for Capone cause the vet was not sure what was wrong until I gave the ok for x-rays. Money was tight at the time and could not do something of the things that the vet wanted to do. Gave the meds to Capone. A little improvement but not much. He would act the same but was still not eating and was still throwing up. I decicded to take him to another vet for a second opinion and he recommended that Itake him in to emergency. From emerg they did all these tests and found that he had a blockage in his little intestine and had to perform surgery. Aside from that they also had to take out a small 2cm section of his intestine. The bill alone for all the tests and surgery was easily over $4,000. If I hadn't sign up with Trupanion I would be in the hole 4g's. If the hospital billed Trupanion first instead of billing me I would have easily gave a 10 out of 10. Paper work and I don't get along lol. The whole pay first then submit your claim takes so long :) If the system were like a benefit
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bull Terrier
  • AGE OF PET: Under a year

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10

out of 10

Great Customer Service

My 7 month old lab/boxer was spayed/microchipped about a month after I got Embrace pet insurace for her. The claim was processed and reimbused within 2 weeks of submittal and representatives followed up once I submitted my claim, once the check was sent, and to verify I received it. It was very fast and easy experience.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Under a year

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