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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Diego and the bag of raisins

I never considered medical insurance for my cat. But during her life, she has needed bladder surgery; daily injections for diabetes; daily medication for a thyroid condition. I have spent tens of thousands of dollars on her over the course of her 18-year life and fortunately, she's still going strong. But when my daughter brought a tiny puppy home from her semester abroad in Baja, Mexico, (he came here legally, through customs, with a vet's approval and the proper shots.) But I knew if I was going to keep him, he would have to be covered by insurance. Because Diego was born in a swamp and was starving, he is a little food-obsessed. I guess the fear of starvation never goes away. At the beginning, we came home more than once to find broken dishes and bowls and lots of missing food. So now we are very careful to keep things in the kitchen out of his reach. Unfortunately, sometimes I don't get everything as far out of the way as necessary. I knew when I got home from a morning exercise class a couple months ago and saw an empty raisin bag on the floor I was in trouble. It was a 2.25 lb. bag from Costco and when I left it had been almost full. Fortunately I knew raisins and grapes are incredibly poisonous to dogs, so I immediately called my vet. They made me call Animal Poison Control, who gave me a case number and told me to get Diego to my vet as soon as I could. I know now it was a serious emergency and that if I hadn't acted quickly, Diego most likely
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

not happy

I have had a less than good experience, although I was able to provide proof of a non pre existing condition claim, I later found that the 100.00 deductable, was to be charged on a condition by condition basis, not a one time deductable. This only serves to reinforce my dis trust of insurance companies. n addition the actual office call is never covered only some services. If their is a detail you miss, you are stuck. These claims by the way were only a few hundred dollars. So of my enrollment and monthly payments for six months, I received far less money than I ever paid, in It would have been better to bank it each month
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Quick and Courteous!

Recently I submitted my first claim to Embrace. Only a few weeks later I received confirmation that my claim had been processed and I would be reimbursed within 1-3 business days. In addition, throughout the process the claim representative was very prompt in returning my questions and was quick to clarify issues which presented roadblocks to reimbursement.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shar-pei
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding Customer Service

I'm new to Healthy Paws and haven't filed a claim yet, but I have to say that their customer service is outstanding. An issue came up with my billing and not only was I contacted immediately, the customer care I received was pleasant, professional, and helpful. I would recommend Healthy Paws to anyone and everyone interested in pet insurance!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Persian
  • AGE OF PET: 1 - 8

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10

out of 10

this is the best insurence company ive ever seen.

If it wasent for your company many people would lose there loved ones.pets to me are like part of my family. and more so like my kids.If any thing were to happen to my jasper i would just die.but because of this wounderful company i never have to worry about that cause thell be there with me right through it all with my baby. so if your looking for the best insurence its right here thank you Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Quick and Painless

Our 2 year old German Shepherd/Husky, Lea, started Limping for no apparent reason. We took her to the vet and the initial reaction was it was systematic of Lyme's as she had previously tested positive for the antibodies. Lea required a bunch of tests equaling about 350 dollars. We have had Pets Best since we adopted Lea but this was our first claim. I was a little worried that they would deny us because we have not yet gotten a diagnoses on Lea and are still in the treat and see stages. They processed the claim quickly, even with having to obtain more records from the vet. They paid the entire claim, minus deductible and co-pay. We couldn't be happier.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I'm a believer

When I first started looking into pet insurance I was very leery of the whole concept. I calculated the cost of raising a dog over an average life span and thought that perhaps the benefits of pet insurance might not outweightinsurance cost per lifetime of my pet. I am definitely one of those people that tend to think nothing would or could possibly happen to my pet, I'm responsible, he's a house dog, etc. After speaking with several old hadn pet owners (friends, my parents, friends of friends)I decided to bite the bullet. In less than a year it proved to be very helpful. My little 15 lb Ace got a cat tail stuck waaaay down his ear canal while bounding through a field with weeds twice as tall as he is. The removal cost me about $325, after submitting my claim, Trupanion reimbursed me 90% in 2 days!!! I was expecting a week. I am very pleased with the concept that they will reimburse for illness and injury and not for the cost of services you would normally incur. After all, if you didn't have it, it would cost you the same. Lastly, i want to mention that their customer service and responce time is really admirable. Typically, the online chat is friendly, quick and polite. All of my emailed inquiries were answered in a day.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier Mix
  • AGE OF PET: 1 - 8

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9

out of 10

dependable

When i first signed up with embrace i was a little skeptical. I never had pet insurance before. But embrace was true to their word. I just followed the outline on what type of coverage I wanted and just signed up. I have had to use embrace several times and I have had no issues with reimbursements.Another thing is that when you call customer service everyone is so knowledgeable and friendly. I could not have chosen a better pet insurance company for my pet needs.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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10

out of 10

Pleased with service and communication

Like the fact we can fax in our claims. They respond quickly with emails. Convenient payments automatically on card. I have heard horror stories about vet bills in the thousands of dollars. Nice to know we are covered and help animals in need.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Pet Insurance

Our Great Dane had two major surgeries within 40 days and Embrace was very easy to work with at a very stressfull time. Their forms are easy to complete,they paid the claims promptly, and the hospital staff said the Embrace personel were very helpful on the phone. Embrace offers excellent coverage at a fair cost. We have already recommended Ebrace to friends and the veterinary practice that cared for our dog.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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