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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Yeah - It Works!!!

We are first timers for Pet Insurance and Dexter our new puppy had his first exam and the entire bill was covered under his Wellness option - thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Quick and painless

This was my first claim submitted to Embrace. I have worked in the employee benefits insurance field for over 30 years. Embrace is the Empire Blue Cross/Blue Shield for our furry and feathered "kids". The claim process was quick, the EOB was easy to understand, and the claim payment was reasonable. Totally painless procedure. Thank you.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

So Thankful for Pets Best...

I filed a claim for my Great Dane, 2 weeks later the claim was processed and a check was sent to my house! Since this is my first dealings with a pet insurance company, i was very skeptical. I thought for sure they would come up with something so that my claim wouldnt be covered ($6,500.00 claim). Not the case at all!! They were prompt with my reimbursement. I feel very thankful that my Dane has recovered and that Pets Best made this stressful time much easier for us.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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8

out of 10

So far, so good. We've been a customer for 1 mo.

For the one claim I have submitted the customer service was good. I was totally s****** by my previous insurance so I am a bit cynical. The previous insurance was affiliated/through an organization that supposedly puts animals first. But with Embrace, as I said, so far so good!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding customer service

This was the first year we had pet insurance on our dog. Our Golden had some problems with an ear infection and dermatitis resulting from a food allergy. Embrace handled the resulting claims very efficiently and kept us fully informed on the status of the claims via email. Their overall customer service (from issuing and renewing the policy to claims processing) has been outstanding.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

A Smart Decision

I have 3 dogs and never had to use my insurance until this August when my 4 yr old dog developed an unusual looking cancer? The presentation of his disease is not consistent with his biopsies and has taken alot of dectective work to find out if it is treatable. Embrace has paid for what they said they would and has made this whole process a little easier. The turn around time for the claims is about 3 weeks.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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7

out of 10

A must have if you care for your pet

My dog is family and I brought him from India. He needed a great overhaul since he was with caretakers for a period of 8 months. The first thing I did was get him checked with a vet and then get some insurance. I wont say that I very happy with the cost limit included for the services but then I do get at least 60% of the overall amount I spend back and when the little guy is over 8 years he needs more constant care and maintenance. The processing time quite fast though and the customer care time to answer questions is also quick.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Over 8 years

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10

out of 10

I wish MY health insurance was this good!

My dog, Daisy, was diagnosed with the start of a herniated disc in her back after her normal vet sent her to a specialist. The poor thing was in such pain, and the comfort I felt knowing she has Embrace took all of the normal stress that I used to feel with my other dog who didn't have insurance away. Just hearing the word "specialist" makes you cling to your purse a little tighter because you know it's gonna cost a fortune. Not only did Embrace reimburse my payment to the specialist, but also to her regular vet without a problem. It was directly deposited into my account within 24 hours of approval! It looks like we caught the problem before she needed surgery (She's mostly crated through the day, I carry her up & down stairs) but I know that even if she did need an operation, the cost would be the least of my stress thanks to Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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1

out of 10

Better judgement for pre-existing conditions

My feline had a checkup in 7/10 and passed with flying colors. In early November of 2010 I took him to the vet because of an increase in fluid intake. A blood panel and urine culture was done to find out what was going on. Both claims were denied because of pre-existing condition. I was told that because the increase of fluid intake was mentioned in the vet's notes that the claim processors labeled it as kidney failure and denied the claim as pre-existing. I don't know how they could diagnose when my vet was still trying to rule out things that could be wrong. An accurate diagnosis on his part had yet to be made.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

ASPCS has provided all that they promised

responsive, courteous, and provided everything that they promised
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bedlington Terrier
  • AGE OF PET: 1 - 8

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