209,697+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,697 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,697 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,735 reviews

4.9
Healthy Paws

11,016 reviews

4.9
Fetch

5,292 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 15, 2020

Abusive Rate Hikes

I have just been notified that my rate will increase by 36% compared to last year (113% increase since we started with Healthy Paws). This is an abusive rate hike as, due to pre-existing conditions, I am unlikely to find similar coverage from a different insurer. After my rate hike last year, Healthy Paws stated they would provide documentation showing an increase in more frequent and more expensive claims. I spent months following up on this promise to which Healthy Paws kept apologizing for the delay in providing documentation, but in the end, no documentation was ever provided. This year there is an even steeper rate increase. They are citing the same reasons as last year, but again not providing any documentation. My experience with filing claims with Healthy Paws has always been a positive one, but the transparency of these rate hikes is extremely disappointing, especially as others in my community aren’t seeing the same rate hikes with their insurance companies. If I’m able to find another insurance company that will cover pre-existing conditions, I will certainly be looking to switch.

Insurer: Healthy Paws

By: Caitlyn

Useful
March 15, 2020

Abusive Rate Hikes

I have just been notified that my rate will increase by 36% compared to last year (113% increase since we started with Healthy Paws). This is an abusive rate hike as, due to pre-existing conditions, I am unlikely to find similar coverage from a different insurer. After my rate hike last year, Healthy Paws stated they would provide documentation showing an increase in more frequent and more expensive claims. I spent months following up on this promise to which Healthy Paws kept apologizing for the delay in providing documentation, but in the end, no documentation was ever provided. This year there is an even steeper rate increase. They are citing the same reasons as last year, but again not providing any documentation. My experience with filing claims with Healthy Paws has always been a positive one, but the transparency of these rate hikes is extremely disappointing, especially as others in my community aren’t seeing the same rate hikes with their insurance companies. If I’m able to find another insurance company that will cover pre-existing conditions, I will certainly be looking to switch.

Insurer: Healthy Paws

By: Caitlyn

March 15, 2020

Decent and Helpful

This pet insurance is a life saver, while some exclusions are certainly frustrating, the benefits outweigh.

Insurer: Nationwide

By: Crystalyn

Useful
March 15, 2020

Godsend

We have four animals (3 cats and one dog) on Nationwide insurance. It is such a comfort to know that no matter what ailments come into their lives, we are able to prioritize their care above treatment costs. Filing claims is super easy via email and getting payment is always extremely fast and sent directly to my account so I don't even have to worry about depositing the check. I can't thank Nationwide enough!

Insurer: Nationwide

By: Arloa

Useful
March 15, 2020

Fantastic service

Great pet insurance. Fast claim processing and reimbursement!

Insurer: Embrace

By: Dana

Useful
March 15, 2020

Never thought I’d need it but it helped in a pinch, thank you!

I’ve had pet friends before I could walk. From fish to birds and so many in between. Never once have I ever needed to visit the vet as much as I do today. It is costly and when the pet you love so much is sick, you sacrifice and sometimes you just don’t have it. Fortunately for me, it has been easier for to pay knowing something is coming back. I wished it was a 100% but 90% is absolutely better than nothing. The process is easy and the wait time is quick. Still learning to understand the explanation of benefits and why some things aren’t/partially covered. I’m grateful for the insurance coverage I never thought I’d have. My job offered it and I thought it best to try and it paid off.

Insurer: Nationwide

By: Kitty

Useful
March 15, 2020

Speedy claim processing

When our previously always-healthy cat Shirley began vomiting regularly, we eliminated certain common diseases through a blood test, but she needed an ultrasound to look deeper into what was going on. Pancreatitis was the diagnosis, and while dealing with illness is stressful, we were relieved to have found a treatable cause for her symptoms. Lab tests are expensive, though, and Nationwide's speedy claim processing helped us avoid that additional stress.

Insurer: Nationwide

By: David

Useful
March 15, 2020

This is the Easiest Insurance Claim I have EVER submitted, start to finish <3 Thank you

The ability to take care of everything online was so easy!! From entering the claim to the followup info and Now a Final check in. Totally Satisfied

Insurer: Nationwide

By: Marlla

Useful
Verified March 15, 2020

Trupanion is the best, because of your amazing service my dog is alive and getting through cancer.

I would highly recommend trupanion to everyone and do often. Because of your outstanding service, policy and procedures my dog Luna Colley is alive and dealing with her cancer treatments. The vets and specialists from BC to Alberta are happy when trupanion is mentioned as they say it makes their job much easier. Thank you for everything you have done for our family.

Insurer: Trupanion

By: brandy

Useful
March 15, 2020

Nationwide lives up to it's performance claims

Fast notification that claims have been reviewed and final status. Reimbursement follows shortly thereafter.

Insurer: Nationwide

By: Robert

Useful

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