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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great help.

I received a phone call the other day from someone at ASPCA who informed me that since I'd paid my $100 deductible, I sould submit claims for the annual shots my little daschund gets, as well as any other tests. She made my day. I had about $160 in eligible claims that I wouldn't have considered submitting until I received her phone call. You guys rock! Linda RS
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshunds
  • AGE OF PET: 1 - 8

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10

out of 10

Pets Best Insurance is the BEST! I

I had VPI insurance and have switched to Pets Best. I feel this is one of the best decisions that I have made. Pets Best is exactly that THE BEST!!! I was very disappointed with VPI, they were not what they claimed to be in my experience. Their turn around time for claims is poor and reimbursement is not what was explained to me when I signed up. Pets Best Insurance turn around on claims is excellent, I was really surprised at how quickly they process the claims and after your deductible they pay a full 80%!!! I'm writing this because when I was looking for pet insurance it was overwhelming and when you speak with the representives of each company, I feel that they tell you what you want to hear and when it comes down to filing claims that is when you discover that you had better read the fine print and between the lines! We orginally went with VPI because thru employment they offered pet insurance and it was thru VPI. I definitely have to go to the HR and tell them they need to check into Pets Best! As in the name Pets Best, is exactly that the BEST!!! Each time I called and spoke with a representative they were very professional, courteous, very helpful, always went above and beyond. I cant say enough about this company. So take it from someone who has had the experience of dealing with other insurance companies, look no further than Pets Best, you will be more than satisfied with them!I have recommended Pets Best to many of my friends and they have now made th
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

I must say I love Best

I have always had very good service and quick responses and reimbursement. I have had no problems, ever. When I have a question regarding a claim, I get presise information and explanation. I have two dogs insured through them, and I recommend them highly. I enjoy talking to customer care, especially Cass. I give shout outs to them on my blog www.adoptionofpet.com often.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Thank the Lord for Trupanion!

I am a veterinary technician and am the proud owner of two young kitties. I have owned pets all of my life and have been in this field for about 12 years. I have never been inclined to purchase pet insurance in the past because it has so many loopholes such as "per incident limits" and exclusions, such as cancer, or recurring illnesses, that I didn't think it was really worth it, especially sice I work in this field. When the rep came to talk to our hospital about Trupanion it was hands down the best Pet Insurance that I had ever seen. I started to think about the times when my animals got sick on the weekends, overnights, and holidays when I couldn't take them into my hospital, or when I would need a specialist, so I decided to give Trupanion a shot.....boy am I glad I did! My youngest cat ingested a foreign body (my son's foam building blocks) one week later, and there I was, in the emergency hopsital on a Sunday night at 10:00 pm. Long story short, she was hospitalized for 3 days and ended up having surgery to have the object removed. Trupanion covered 90%! That was 6 months ago, and my very unfortunate, (and not so bright)little kitty just had her second exploratory surgery for eating something else she shouldn't have, and Trupanion covered it all. The x-rays, ultrasound, surgery, hospital stay, all of it. I enrolled with Trupanion in the summer of 2010 and have paid ~ $250 dollars total, for both cats policy's. Trupanion has paid me about $10,0000 in return, and it didn'
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Abyssinian
  • AGE OF PET: 1 - 8

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10

out of 10

Covers more than others, but competitive price

I chose Embrace pet insurance because it covers a portion of the actual vet cost (not a standard cost that my vet always seems to exceed by a large margin) and because it offers a Wellness component and orthopedic coverage (for a large breed dog, it is essential). The purchasing process was simple and the communication in setting up my account and transferring the necesssary information was well supported by Embrace staff. The website offers a chat function that has been truly helpful to me, answering any and all questions I had in record time. My communications with staff have felt very friendly and "small business" as opposed to the feeling like an asnwering service that wanted to find ways to complicate the process or deny claims. I stangely feel like they truly care for the health of my pet. That being said, my first claim went through in just a few days. So far, everyhting with Embrace has surpassed my expectations and encouraged my future purchase of policies. Highly recommend.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: Under a year

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8

out of 10

Financial Relief

My yellow Lab, Max broke a molar. My vet would not do the surgery to remove it and referred me to a specialist. I didn't hesitate, knowing that I had ASPCA insurance and I had used it in the past. The specialist cost over $1,800.00 and while certain things are not covered by the insurance I had about a $500.00 out of pocket expense. This has given me peace of mind that I can take care of my dog in any situation. I would highly recommend it to a friend.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Better Safe Than Sorry

I have used my pet's health insurance just a couple of times for minor things (thank goodness), and I have found that ASPCA pet insurance claims easy to make. I like the idea that IF anything were to happen to my Labs, that I would be covered for the more expensive things.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

I'm very pleased.

I was expecting a lot of hassle and was greatly surprised. This was my first experience making a claim. I have only had the insurance less than a year and was impressed with the quick response time and reimbursement with little questions asked. The only request from them was to have detailed notes from the vets up to a year prior to the strat of the insurance, which was not difficult to supply nor unreasonable.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Not Satisfied

I have had this insurance for a year now and all they have paid out is approximatly $25. Every time I file a claim they seem to make some connection to an alleged pre-existing condition. I'm tired of fighting them because I always loose. I would love to switch but my hands are tied. Any condition my dog currently has will now be pre-existing to a new insurance. My hands are tied
  • INSURER: ASPCA
  • POSTED: 06/24/2018
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

A little stumble then first rate service

My little girl Shade had had nothing but routine shots and checkups from her vet, then she got a nose infection and was treated, to a great outcome, the insurance asked for all her records, witch i had provided or so i thought at the beginning of her policy, that by the way i switched from another carrier that was to hard to deal with and very user unfreindly.After embrace contacted my vet and got what they needed it was straight forward and done in a very timely manner im very satisfied with my service and it only reinforces that I made the right choice to switch insurance carriers. P.S. notice Embrace took the lead in getting what they needed to compleate the claim instead of me having to take the time to play middle man, thank you Mark
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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