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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Claim Reimbursement

Embrace handled the claim efficiently and issued a prompt check to me. I could not be happier with getting a refund check within a week of submitted the claim.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Professional and reliable company

My dog was insured with 24 Pet Watch for the last 13 years. My dog suffered from enlarged heart. This was discovered when he was around 9years old. He required MRI, SCAN and multiple vet visits with a cardiologist, all of which were covered 100%. As soon as the vet submitted the claims, a week to two later the check was in the mail.Their customer service is extremely professional and their service second to none. When I submitted the final clain when he had to be Euthanized, three weeks later I was reimbursed. I am getting this insurance again with my new dog.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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8

out of 10

No problem on claim.

Three weeks ago we had our Boston terier nuetered. We have the wellness protection and there was no problem at all in getting the reimbursement. Smooth so long as you file the right paperwork.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: Under a year

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5

out of 10

Review

We would like to see claims reviewed faster
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Under a year

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10

out of 10

Trupanion takes some of the burden away.

We added a new Maltese puppy to our family and at the age of 6 1/2 months she was diagnosed with a rare congenital skull malformation syndrome called Chiari-like malformation. She required surgery on her skull and cervical vertebra to relieve pressure on her brain and spinal cord. Trupanion helped the financial burden which also helped to support us as we had to make some difficult decisions. Misty will be on medication for a very long time and may never be medication free. Trupanion gives us the reassurance that we will be able to cover the cost of these medications which will give Misty a good quality of life, pain free.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Under a year

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9

out of 10

My first time using Trupanion

The vet send the claim in the morning and at the same day afternoon i received an email with the response for the claim.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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10

out of 10

Trupanion Review

The claim process was so quick and easy!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

at least they are honest!

I think people forget that they are an Insurance company- Just like any other insurance company they will weasle out of what they can! Anyway I just purchased insurance from them I had to comment because many people seem to not have read their policy fully or found out what would be covered BEFORE they went ahead and had things done at their vet, just expecting to be reimbursed. I really like how when I e-mailed them and asked them questions about my dog they were up front and honest about what would and would not be covered. They also suggested doing a medical history review where they review the dogs history and let you know up front what they will and will not cover. I think it's pretty darn good they are willing to do this and the woman told me up front if I did not like what they had to say in the medical history review, I could cancel my insurance policy and they would reimburse me for my premiums as long as I didn't make any claims. Inform yourself before you make any claims with them so you don't end up having surprised. You can't get mad about what was in black and white the entire time!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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1

out of 10

Fraudulent

Refused to pay for surgery completed September 04, 2012, sent a letter telling me they placed an exclusion on the affected tissue September 20, 2012, 9 months after I signed up for the surgery. Have had insurance with them twice, they have never paid a cent toward a claim. Pet secure is a scam.
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chesapeake Bay Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Almost unbelievable

When my dog was diagnosed with cancer I thought it was going to take forever to get reimbursed. I didn't even want to fill out the paperwork. When I finally did, there were maybe 8 lines to fill in. I sent the claim form and the itemized bill to them electronically and received an automated reply within the hour. 2 days later they sent an explanation of benefits and a check was in the mail. If this were my health insurance company I'd have to resend everything 20 times and get supporting documents and what not only to have them deny half of my claim. Pets Best only denied $15 of chemotherapy drug disposal. The rest was covered with no questions asked. If it hadn't happened to me I wouldn't believe it.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sheltie
  • AGE OF PET: 1 - 8

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