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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Rip Off

Take your money and just put it into a banking account. I had $5,000 in claims on two cats and they paid out $100. Yup, $100 because they could not argue that one of the cats died and they pay $100 for cremation. Their customer service was rude, left a message for a supervisor to call and not return call. This place sounds like a scam and will go out of my way to let others know not to use them.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: Over 8 years

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10

out of 10

Great Company

I rescued a German Shepherd mix at the age of 12 weeks and purchased pet insurance. After researching many companies I was decided on Trupanion. Unfortunately, my pet has had many health issues but Trupanion has been wonderful! She recently was diagnosed with a left cranial cruciate ligament rupture and required surgery. Trupanion once again came through for us and paid the claim. I have been 100% satisfied with them and would recommend Trupanion to everyone!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

Never failed me

I've been with Trupanion for almost 4 years now, and when people ask how I like my pet insurance I only have great things to say. They are quite literally the reason my dog is still alive, as there is no way I would have been able to cover all his medical costs on my own. A couple small errors over the years that were rectified by my calling in, but they were just honest human error and were corrected quickly and easily. Note that my premiums HAVE gone up twice now in the time I have been with them, but it was a fairly small amount each time. They provided ample notice before the rate adjustments as well. I have a 3.5years old boston terrier with ongoing allergy issues. The support Trupanion provides in covering 90% of the bills allows me to provide the proper care to my dog. The vet faxes off all the paperwork for me, and I usually get an email within 1-2 days from Trupanion saying my claim has been received, and then 2-3 days later an email saying a cheque was cut and is on its way to me. Very pleased with their service.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Best inurance plan and investment EVER!!!

I have had Trupanion pet insurance on our dog Suki since she was a puppy. We have never used the insurance until she was 6 years old and found out she had cancer in December 2012. The radiation treatment was a little over $8000 and Trupanion had covered the 90% to the Vet Specialist directly (Express Claim). This was such a relief as it was during Christmas and money was tight. Even before the cancer claim, we had another claim for Suki in September 2012 for about $1000 and Trupanion covered 90% of this claim as well. Trupanion does EXACTLY what they say and keep you informed via email and send you a cheque within 2 weeks of making your claim. I highly recommend Trupanion insurance to everyone that loves their pet. It is sad to say that I believe our dog Suki has a better medical insurance plan than what my husband or I have. People used to laugh at us for having pet insurance for our dog, but now they realize that I have saved so much money and have given our dog Suki the BEST care possible!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shiba Inu
  • AGE OF PET: 1 - 8

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10

out of 10

Helpful and Effecient, Exceeded Expectations

Vinny is an indoor cat but slipped out and in 20 minutes had a fight with a stray cat that hangs around. He developed an abscess on his cheek that required suture and drainage. We had signed up with Healthy Paws around 4 - 5 months prior to the incident, so this was our first claim. We were pleasantly astonished at the prompt response to our claim, the helpful assistance via email and empathetic approach to the incident. Within the week we received a check back. We are impressed, extremely happy and would readily recommend Healthy Paws to friends and family.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Easy Insurance

So far my Embrace experience has been good. The claims are easy to send in and the company keeps me informed of the process. My first claim took quite a while to process, but they let me know they were behind but were indeed working on it. My later claim took no time at all. So far they have covered all that I expected. Very pleased so far with my first year of coverage.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Great Customer Service

I have insurance for my six year old German Shepherd and my half Lab and half German Shepherd puppy. The reason I chose Embrace is because their coverage seemed broader than most pet insurance companies and so far we have been reimbursed for everything we were expecting, including some things we weren't expecting (e.g. a tooth removal). I have been very impressed with Embrace's prompt responses and willingness to keep me in the loop thus far. Their customer service is excellent. The only thing I wish I could change was waiting so long to get pet insurance for my older dog because she has many pre-existing conditions. Still worth it though!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome

I have nothing but good things to say about Trupanion. The claims process is simple, minimal paperwork, and fast refunds.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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3

out of 10

Probably shouldn't comment right now.

This is our first year with Embrace and so far, I'm not impressed. While our Wellness claim was paid promptly, the $60 reimbursement we received has to be balanced against the $150 unreimbursed cost to have an exam done for the ortho waiver. The remaining claims we've submitted so far have all been either denied or significantly reduced. I've actually given up chasing paperwork for the remaining receipts for this one dental procedure because I really don't have any expectation that doing that will satisfy our $500 deductible. The positive stars are only because the Embrace employees I've dealt with on the phone and through email are unfailingly polite, professional and try their best to be helpful. I'm not sure we will be renewing our policy next year.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Annual Checkup and shots

As per last year, we submitted our claim for our dog's wellness checkup and annual shots. We were promptly notified of the claim receipt and a short time afterwards received notification of acceptance and we quickly received our check. All done in about a week. Embrace has been especially thoughtful in its correspondence with us. We love their wellness plan which in reality re-imburses more than we pay for it. We,like Embrace, want to keep our pet healty which results in cost savings to us and Embrace. We are glad we chose Embrace over the other insurers.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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