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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

When your dog is over 8 they raise your rate

My dog turned 8 last year, and my insurance rate went up 10 dollars. This year when he turned 9, it went up almost 15 dollars. I never used the insurance and have had it for 4 years. I finally canceled and they didn't even put up a fight which leads me to believe they wanted me to cancel.
  • INSURER: Pets Best
  • POSTED: 05/10/2016
  • BY: Gloria
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

Consistently fast, accurate, and WORTH IT!

My English Bulldog is 5 years old and has been covered by Trupanion since we brought him home as a pup. This insurance has paid for itself at least twice over. They cover exactly what they say they will and everything is stated very clearly in their policy. They are always quick to reimburse me and they have even pre-approved charges for surgeries I had scheduled ahead of time. They communicate with me and with the veterinarians very clearly and quickly and they require very little time and effort when putting claims in. I tell everyone I know with pets to use Trupanion and everyone who has taken my advice has thanked me for the suggestion. I honestly could not have had a better experience with them so far. The monthly premiums for pets in my area have gone up, but they have also gone down! Overall it's been an increase, which is to be expected, but I couldn't believe when they told me the rate would be going down for a while. This is one of the easiest companies to communicate with and they have saved me a lot of money. I can't recommend them enough.
  • INSURER: Trupanion Canada
  • POSTED: 05/10/2016
  • BY: Colin
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Consistently fast, accurate, and WORTH IT!

My English Bulldog is 5 years old and has been covered by Trupanion since we brought him home as a pup. This insurance has paid for itself at least twice over. They cover exactly what they say they will and everything is stated very clearly in their policy. They are always quick to reimburse me and they have even pre-approved charges for surgeries I had scheduled ahead of time. They communicate with me and with the veterinarians very clearly and quickly and they require very little time and effort when putting claims in. I tell everyone I know with pets to use Trupanion and everyone who has taken my advice has thanked me for the suggestion. I honestly could not have had a better experience with them so far. The monthly premiums for pets in my area have gone up, but they have also gone down! Overall it's been an increase, which is to be expected, but I couldn't believe when they told me the rate would be going down for a while. This is one of the easiest companies to communicate with and they have saved me a lot of money. I can't recommend them enough.
  • INSURER: Trupanion
  • POSTED: 05/10/2016
  • BY: Colin
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

life- saver

Healthy paws has allowed me to provide care for my dog that I wouldn't be able to on my own. below is an email I sent to healthy paws after I had to get multiple exams and X-rays for my dog. Good afternoon, I am not writing you today with any questions or complaints. This email to you is just to say thank you. Because of this company, I am able to give my dog the care that she deserves, but I could never afford. I never foresaw any of these medical problems she has today, and with every claim I file, I think in the back of my head, will they accept it? Are they going to find a reason to drop me? And every time I get the email saying my claim has been completed, I am reminded of how great you guys are. So again, thank you for your continued support. It means everything to me, my pup, and so many others. I am forever grateful,
  • INSURER: Healthy Paws
  • POSTED: 05/10/2016
  • BY: Nick
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Peace of mind

I never worried during Rosie's life. I always felt I could say "yes" if she needed anything. I've been Ill during Alice's time, but I know that ASPCA insurance allows me to keep her health as precious as my own.
  • INSURER: ASPCA
  • POSTED: 05/10/2016
  • BY: Harvey
  • BREED: West Highland White Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent - they continue to improve their service

After my dog went for a while without any major incident (she already tore both ACLs and had surgery) I considered cancelling my policy. But I kept her insurance since accidents, by their nature, are hard to predict. And I am glad I did so. My dog ended up needing to have multiple cysts removed, and had a growth on her eyelid that had started causing problems. She also got an ocular ulceration, and stress related colitis. She had to be in a cone for three weeks, and that was stressful for me. But getting my claims processed and receiving payments from ASPCA pet insurance was not part of that stress. The payments came before my credit card bills were due, so I didn't have to carry any balance over to the next month. ASPCA pet insurance also called to follow up and see how my dog was doing, which helped me find out about some improvements they made to the member portal and set up direct deposit so I wouldn't have to wait for checks (or worry about missing one in the mail).
  • INSURER: ASPCA
  • POSTED: 05/10/2016
  • BY: David
  • BREED: Welsh Corgis
  • AGE OF PET: 7 - 10

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5

out of 5

Great insurance

My cat Clover became very ill last year. To date, her care has cost around $20,000. Healthy Paws has been great. They have covered 90% of everything except for the cost of the check/up visit, which runs around $150. Her condition will require constant monitoring that runs $500-1K per quarter for the rest of her life and 90% is totally covered. I could never have afforded her care without Healthy paws -- it saved her life.
  • INSURER: Healthy Paws
  • POSTED: 05/10/2016
  • BY: Bryn
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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3

out of 5

Would choose another company

I stayed with the same company but chose an annual deductible policy instead of per incident and my dog had TPLO surgeries on the prior policy. I took him in for exam and xrays because if what I thought was knee problem and they denied stating pre existing. Now I cant change because he has hypothyroidism and no other comoany will pay. Typical insurance, do whatever they can to not pay
  • INSURER: Pets Best
  • POSTED: 05/10/2016
  • BY: Sharlene
  • BREED: Samoyed
  • AGE OF PET: Over 11 years

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5

out of 5

Who Knew?

When I first decided to give Ruby (my cat) a forever home Health Insurance was not even in the picture. Now after some Thyroid and general health issues I'm thankful I have it. ASPCA has reimbursed my claims promptly and satisfactorily. When dealing with ASPCA associates on the phone they have all been quite friendly and respectful. Also they always inquire about both of my cats with genuine interest and concern. I am happy with my choice of companies.
  • INSURER: ASPCA
  • POSTED: 05/10/2016
  • BY: Donna
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 11 years

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5

out of 5

Claim resolution

Representative Joey was very helpful at addressing my claim resolve going the extra mile, all by evening of the same day. He is truly an asset to your company.
  • INSURER: Embrace
  • POSTED: 05/09/2016
  • BY: Joseph
  • BREED: Cane Corso
  • AGE OF PET: 0 - 3

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