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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

There When We Needed You

We have carried ASPCA Pet Insurance on our dogs for the better part of a decade. While the assistance with vaccinations, teeth cleaning and exams are welcome and appreciated, our primary focus was peace of mind for those events we can't anticipate and hate to think about. We just had one of those - an anal gland tumor that proved cancerous. We are just about to start treatments to hopefully cure the cancer. ASPCA expeditiously handled the claim for the operation that removed the tumor, and I have no doubt they will continue to handle our future treatment claims in the same manner. We have rarely had to use their services, but when we have had to, they have been there when we needed them.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

First time user of Pet Insurance

I was not certain if I would like pet insurance and if it would pay without a lengthy wait, as does Medicare!!! The staff was courteous and the process of claim was began what seemed like the first day it was received by Trupanion. Today a received a check for a claim that was less than one month old. Part of the Vet bill I did not pay once my deductible was met. At this writing I am happy with my choice and I did not have to decline any testing that was appropriate for the illness.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Scottish Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Liver issue

I was very happy with the way my Teddy's liver issued was paid. It is on going and I have met my deductible for this issue and I will not have to pay again as he goes back and we see how his liver is doing. He was not born with the issue. The vet thinks hormonal possibly. He is 8 and a Yorkie. I have very happy I have this policy. Thank you!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

amazing service

Quick response and hassle free which makes things that much easier when dealing with a sick puppy.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Nova Scotia Duck Tolling Retriever
  • AGE OF PET: 1 - 8

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5

out of 10

Pre-Existing Condition for New Adoptee

I received the 24 Hour Pet Watch Gift Insurance for a newly adopted puppy. Two days later I brought her into the vet for mites, an ear infection and urinary incontinence. I extended the policy since these were conditions that were going to take repeated visits before she was better. She had symptoms of all three in the days before going to the vet. The mites and ear infection claims were paid. The incontinence/UTI were denied on the basis of pre-existing condition. If the Gift Policy is give by the adoption group so that any conditions are covered when you adopt your new pet, it is extremely diappointing to have the insurance company decide which are pre-existing and which are not. Obviously, the most expensive condition was. Needless to say, I will be cancelling coverage immediately.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Under a year

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10

out of 10

Quick and efficient

I have three dogs ( a new flat coat retriever puppy, a 4 year old flat coat retriever who is new to me and a 6 year old lab), and bought insurance when I got the new puppy in May. So far (thank goodness) I have only used the wellness part of the insurance. I was very pleased to see a very quick and efficient processing and the claim check in my post office box very quickly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Flat-coated Retriever
  • AGE OF PET: Under a year

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10

out of 10

Get insurance -- go with Trupanion

I have never been so happy about a purchase as I am with Trupanion. This is my first time with pet insurance, and I have so far had a great experience. Trupanion was very quick to pay my claims each time, and they are really good about staying in touch via email while your claim is being processed. I am so glad I have the insurance and that I have it with Trupanion. A friend of mine has insurance through a different company and her experience has not been nearly as positive.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: Under a year

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10

out of 10

Quite satisfied

I insured my Doberman puppy when he was 4 mo old. Puppies being puppies, I figured he would end up getting into something. Trupanion said the younger the age I start the insurance the better because at his age he hasn't typically developed any problems. They cover illnesses that develop 30 days after being on insurance and injuries are covered immediately. They do direct billing with many vets in my home city of Calgary. I really like that as vet bills are often VERY outrageous. Vets sure like to over charge. They don't have a list available to show who does direct billing; too hard to keep track for them. It will be up to the insured to ask about direct billing with your vet. The insurance I got for Tracer was one that gave me the best coverage. Zero deductible-meaning I don't have to pay a certain percentage of vet costs before they cover the rest, with 90% reimbursement of my bill, minus the cost of the exam fee. Upon my first claim they expressed sincere concern. It was clear in the tone and pitch of the rep I spoke to that they love animals. I was provided with good customer service with a bit of a personal touch. I was given good direction as to what I needed to do for my 1st, hopefully last, claim. I received an emailed form to bring to my vet to fill out within minutes of calling Trupanion so I was able to get Tracer to the Dr quickly. This saved me from having to make two trips to my vet- one for my puppy & one to submit form. It helps if the vet assistants at the
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Under a year

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10

out of 10

Able to focus on recovery and not the money

Thank you Embrace! We were able to focus on caring for Riley before and after surgery and not have the worry of how we would pay for her splenectomy. Because we had the comfort of knowing Embrace was there we didn't have to factor money into the decision of removing her spleen/mass. It was an easy decision only based on how it would benefit her. No worries!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Extremely Pleased

My cat has recurring bladder infections. However, what my cat has is not important in this review. What is important is Pets Best's process and living up to what they say. I have been reimbursed exactly what is stated in the policy. Pets Best says that they will respond within ten days and they always have. Moreover, they do direct deposit to your bank account the next day. It is so quick and convenient. I could not be more pleased with their no hassle handling of claims. I wish people insurance was this easy!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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