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I could not be happier with Healthy Paws. Both our young cat and dog are currently covered. Our dog Rufus has had to have foreign body surgery TWICE. Unfortunately, he has a penchant for eating small rubber objects (all rubber toys have since been removed from my house, I promise!). He also has allergies and sees a veterinary dermatologist regularly. ALL of this has been covered with our Healthy Paws insurance. I have been in contact with HP by phone, email and by filing claims through the phone app. Everything has been super easy and claim checks come back quickly - I received the check for the last surgery before Rufus' staples were even out. I own a dog day care and training facility in Seattle and recommend (OK, even push) my clients to get this insurance. It has saved our family!

My dogs are my 4 legged kids and I love them fiercely. I do however have a track record of having very expensive babies :) My Clumber needed hip replacements, my Saint had shoulder issues, and the list goes on and on. Last year after spending to many thousands on vet bills I decided yes pet insurance would be worth the monthly premiums on all future babies. So when I adopted Lenny I did my homework and decided on Healthy Paws. I read customer reviews and professional reviews and researched their site. I felt Healthy Paws offered the best value for the premium. I was right! After an initial vet exam when I adopted him I was told he looks to be in good health. Yah!!! However about 9 months later I noticed he was lifting his leg to pee a lot of our walks but nothing much coming out. I also noticed he did not have the same energy he used to and was clingier than usual. Taking him to the vet he was diagnosed with bladder stones and the kind that have to be operated on. So in he goes for surgery. Thankfully the surgery went great and they removed stone and after a week of wearing a donut collar the stitches came out and he's back to normal. Enjoying his daily walks & snoozing on the couch.I submitted my claim to Healthy Paws online and after my vet faxed over records I had a check within a couple days. What a help! They then went above and beyond and contacted me to check on Lenny. This made me feel like my pup and I mattered and weren't just a file to them. THANK YOU!!! I have to say that working with Healthy Paws has been wonderful and I am thankful for your their help with the process. I would highly recommend Healthy Paws to all pet owners.

I am very impressed with the speed at which ASPCA reviews claims and the clear expectations they outline in there policy. I have had no issues with any claims and have seen reinbursement in as little as 4 days. This is especially helpful during times when the vet wasnt sure if there were many options left for treatment, but left us open to try different things without having to put money over your pets life.

My dog Coco had to have hernia surgery and this was my first caim with Healthy Paws. They were patient with me and answered all my questions. I can also tell they were genuinely concerned for Coco. I was able to check the status of my claim using their app and received my reimbursement within two weeks. Thank you Healthy Paws for making this a painless experience.

We have an english bulldog puppy who has already required a few unplanned trips to the vet. Embrace has been wonderful in processing our claims and reimbursing us for covered items.

We often hear about people having your back and that is not the case - with ASPCA they have your back and they care about your pet! When my pet (Jacob) is sick the last thing I want to worry about is can I afford the medicine or can I get that test that is needed. I still am concerned with the bills but because I have my ASPCA insurance I don't have to say 'no' I can't do it. ASPCA is there through the hole incident helping and caring. My ASPCA insurance is priceless to me! I recommend them in every way possible they aren't an insurance company they are a compassionate friend. ASPCA also shows their caring by calling and checking in on my pet Jacob. You may not think to much of that but when something has happened and you get their call it is not worth a million it is priceless. THANK YOU ASPCA FOR HAVING MINE AND JACOB'S BACK. I recommend your insurance to everyone and will continue to recommend you to all I meet.

This company totally penalizes you for using your policy! Twice now in a matter of 18 months, they have changed our 'policy' because we have had to make claims. Sadly, my three year old dog is a bit of a lemon, but they do not like having to pay for that. Crazy, which is the reason we pet owners get insurance in the first place! We have one dog who has never yet had a claim and one who has had to have a lot of surgeries and medical care. So it goes. When we sign up for insurance, we hope to never use it, but also hope for peace of mind for when we need to use it. This is not the case with Petsecure. Honestly, worst company ever.

I am so thankful when we adopted Scooby as a puppy 6 years ago, we purchased an ASPCA Pet Insurance policy. Insurance has covered the costs of injuries and illnesses, including a couple of overnight emergencies over the years. I never want to be forced to compromise his quality of care due to finances (and incidents usually occur when money is tight - am I right?) A couple of things I'm a little annoyed about include coding of charges and mis-categorizing conditions. Many times our vet's itemized list of charges aren't fully covered due to Code 19 'Exceeds Usual & Customary.' (1) Example, Scooby was in for worse than usual spring allergies. He was prescribed a dry eye prescription costing $76, but ASPCA Insurance coded it #19, so we were only reimbursed 80% of $52. (2) Vet prescribed the medicine to boost Scooby's tear production to combat dry eyes due to pollen; however, this incident was categorized by ASPCA as a 'Heredity/Congenital Condition.' He's 6 years old and never had this before. He was not diagnosed with Dry Eye Disease, which IS an inherited condition, but instead diagnosed with dry eyes due to severe seasonal allergies. I was given the opportunity to file an appeal but at this point, it's not worth the fight. Overall very satisfied with the years of great customer service and level of reimbursements. Would like to see ASPCA offer more'Add-on'options (or discount programs) to help pet owners offset costs of non-incident associated medicines, allergy therapies, vitamins, supplements, RX foods (some critters are required to be on these for life) & preventives (flea/tick/heart worm.)

We insured all three of our dogs this year and every time a claim has been submitted it has been paid. I can't say enough how much we like this company. Everything we were told in the beginning has been right on. I would highly recommend this company to anyone looking for pet insurance!

Embrace has been stellar since we began covering our Golden Retriever 6 years ago. They are quick, responsive and actually provide the coverage exactly as advertised.