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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Outstanding value and service!

After only one year of coverage, my Great Dane tore his ACL and needed a TPLO (the required "fix" for large dogs). He had a recurring infection while healing and needed Dane-sized doses of expensive antibiotics. He also needed the metal plate removed, when the bone healed, to prevent future infections. The total was over $12,000. Embrace covered the agreed 80% (including hydrotherapy which helped him heal more quickly)promptly and without question. The two companies I used in the past can't compare, and I recommend Embrace every chance I get. (In fact, I wish they had a referral bonus program, but at least I'm able to help other pet owners. :)
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

One of the Best Decisions We've Made

After our dog wound up in the ER for swallowing a foreign object, we purchased Pets Best Insurance the next day and are very glad we did! Since purchasing the insurance, our dog has been back to the ER several times, been spayed (with complications and another ER visit with x-rays), as well as the usual immunizations. Last week she ate chocolate and got sick. Pets Best paid their portion minus the copay every time. The peace of mind is wonderful. THANKS!!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

LOVE Pets Best Insurance

I just had to file a claim. Mass removal on my boy (4 yrs. old). Thank you God, it was only a fatty lipoma. The Vet Hospital filed my claim for me. I was re-imbursed within 3 days sans the deductible. I am very happy with this insurance company.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Excellent service

This was my first claim. I was kept informed of the progress on it from the time they received it until it was paid. I'm very pleased with the service.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Vizsla
  • AGE OF PET: 1 - 8

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8

out of 10

Excellent service, prompt and friendly with follow

We have had several claims and our vet files Embrace directly, which is so very helpful. Embrace is quick, very responsive to questions and covers what they say they will cover. Very impressed so far!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Quick response.

I submitted a wellness claim. I had two invoices and should have sent them separate as one was from July and one from mid August. The July one I wasn't sure if would be paid as not sure how much was in wellness account. I felt the August one would be paid as was start of policy renewal beginning of August. Received an e-mail about not paying the July invoice but nothing about the August invoice so I called and was told that someone was working on it. Felt could have acknowledged that it was being worked on as thought it was discarded along with the July invoice. All-in-all I am happy with Embrace. As far as the wellness policy is concerned is there a higher amount policy that I can purchase as Milo goes 2-3 times for wellness (usually every six months) and also have his Sentinel and Advantix meds.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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10

out of 10

Never disappointed

Our recent trip to the vet was for a rather large hot spot on our yellow lab. After leaving the Embrace claim form with the staff we returned home with meds prescribed and a playful shaven lab on one side of his face. The bill was for $160.69 and after about a week we had an email sent saying it was covered and applied under the deductible. I did a lot of research before settling on Embrace and to date have never been disappointed.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Insurance

I have nothing but good things to say about Trupanion over and over again. I am very happy with this insurance.
  • INSURER: Trupanion US
  • POSTED: 05/09/2019
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Makes a painful experience a little better

We lost our beloved welsh corgi six months ago. He became very ill very quickly and had to undergo multiple tests over multiple days. Although x-rays and blood tests revealed nothing unusual, an ultrasound revealed an abscess in his liver that was probably masking a tumor. In light of his age and overall physical condition, we determined that euthanasia was the best option. At the time, I did not even consider the cost of any of the tests or treatments. We just wanted to do what was best for our dog. But after the credit card bill arrived with all of the vet charges, I was pleased to remember that we had pet insurance through ASPCA. It covered 80 percent of the charges, including the euthanasia. The loss of our beloved Bert was hard enough. At least the bills were manageable thanks to ASPCA.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws = great investment

My baby, Coco had to have emergency surgery to remove a foreign object from her stomach...during the surgery, the surgeon discovered a major artery not filtering through the liver correctly and they needed to put a shunt in. The surgeon said she likely would have started going through liver failure at some point and they would not have known this was going on only by opening her up to remove the foreign object. I never had to second guess what they were doing for Coco because I knew she was protected by Healthy Paws. I did consistently check that vet records were received because there were 3 different vets due to various moves I've made. But every time I called, every representative I spoke to was helpful and very courteous and professional. Most even stopped and asked how Coco was doing. Once all records were received, they opened and completed my claim within 2 days. And they covered everything I expected them to at 90%. What would have cost $3600 out of pocket only ended up costing $900. And my baby is recovering very well. Healthy Paws was definitely the best choice and a great investment!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: 1 - 8

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