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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

recent claim

My Charlie was if for routine neutering. Our vet did blood work prior to surgery to see how our little man would fair with anesthesia drugs. The blood work showed possible liver stent and if further results come back he may have a tough time coming out of surgery or may not come out. We are so happy that we got this coverage...Im much more happier to pay a monthly fee than getting a large bill surprise!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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10

out of 10

Well Done!

I've had Pets Best for a number of years now and unfortunately have had to use it a number of times. Every time, Pets Best has reached a timely and fair resolution. It gives me great peace of mind knowing that as Micah gets older, I don't have to agonize over getting him appropriate treatment when he needs it!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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1

out of 10

Worst Pet Insurance Ever

After MONTHS of jerking us around, our claim for giardia was finally and with finality, denied. This denial is based on a previous vet visit from 7/2013 where diarrhea was noted by the veterinarian. No fecal workup was done, due to the diagnosis NOT being giardia. On 3/3/2014 she was diagnosed with giardia (got by drinking water at a dog park). The total bill for this was over $1000, and was handled expertly by our vet. They have denied our claim, and completely given us the run-around due to the notation by the previous vet back in July. If she had had giardia for 8 months, undiagnosed and untreated, she would be dead. Despite this logic, they still refuse to pay. I would never recommend this company to anyone, and I will never use them again.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Saint Bernard
  • AGE OF PET: Under a year

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8

out of 10

Peace of mind

Embrace has been so professional and helpful. I truly have peace of mind. I have had two dogs in my life of having canine companions and long before getting Embrace coverage for my current dogs that had cancer. They got treatment but I am glad I never have to worry again about whether I can give the treatment needed to my beloved pets! Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace had fully honored its plan

Having already had one dog die of cancer I had an idea of what cancer can cost. I signed up for the plan several years ago for my next dog hoping I would never need it. Then the terrible news came: lung cancer. The question that went through my mind was OK, they took my money now will they honor there agreement. Indeed they did. To date with several more chemo treatments yet to come they have paid over $4000. I have had numerous contacts with their service department and they couldn't be more friendly or helpful. I give this company my full and unreserved recommendation. If you truly value your pet and want to care for him in the face of enormous medical bills I strongly urge you to consider taking out a plan with this company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Welsh Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

AWESOME

The claim process was easy, and the refund fast. I debated not getting an insurance plan and decided I would try it for a month. A week later we had a 2 day hospital stay and a $2,400 bill. Trupanion made the expense much more affordable and since I have reduced my deductible even more.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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10

out of 10

You've got a friend . . .

After two dogs whose medical bills drained all our savings, we decided to invest in an insurance policy for our current baby, Charlie (with the secret hope we'd never have to actually make any claim - right? Spend the money and then nothing will happen - MENTAL insurance . . . ) Unfortunately, (and this was just 5 months into our policy) our pup didn't get the memo on not kissing toads and became violently ill, requiring emergency treatment in the middle of the night - BIG $$$. So for the first time we contacted Healthy Paws to submit a claim - to be honest, not really sure what to expect: grief? fine print exclusions?... To our amazement, not only was submitting our (online) claim clear and simple but we immediately got a "processing" response, everything promised was paid QUICKLY and best of all, we received a PERSONAL email asking how our Charlie was doing!!! Our vet doesn't even do that! So Healthy Paws, every penny we send you is WORTH IT and we will recommend you without hesitation. Thank you for the outstanding customer service.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws - Happy Client

We signed up with Healthy Paws and my husband was not thrilled with us paying $64/month for something he did not believe in. In July we took our Boxer to O.S.U. for knee surgery. Healthy paws has a yearly deductible, not per incident deductible. They paid 80% of our expenses minus the deductible and $140 for xrays. So our $3,065 out of pocket was reduced to $975.00. Very happy with the speed of their responses and processing time and reimbursement. My husband is a believer now!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service

I am very pleased with Trupanion in every way. The customer service is fantastic and my claim was taken care of in a timely manner. I have and will continue to recomend Trupaion to everyone I know. Thank you so much Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Processing of My Claim

When I applied for pet insurance, my doggie was very healthy.I just thought if I have insurance for me, why not for her. Thank goodness! She had a mysterious swelling that could not be identified without testing. She was treated by wonderful Vet and is her old playful self again. My claim was processed and paid very professionally.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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