Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits.

Learn more about Petsecure's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Average customer rating

4.7 Out of 10
60 Days 1 Year Lifetime
Rating 1.0 4.1 4.7
Count 4 17 189

Petsecure

1
Out of 10
Insurer: Petsecure
Posted: 11/21/2020
By:
D

I had this insurance company for 10 years and they didn’t pay 1 cent per vet fee even though I paid $30/month. Every claim I made they had another excuse for why they wouldn’t pay and the fees climbed each fiscal. Don’t waste your money or trust on this...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
1
Out of 10
Insurer: Petsecure
Posted: 10/29/2020
By:
Mark Maggs

After many years of pet ownership and numerous costly veterinary expenses we decided last year upon adopting two rescue dogs to give pet insurance a try.

One of the dogs came with a 30 day coverage period with Petsecure as part of the adoption...

Injury/illness
Claim Amount
Breed

Siberian Husky

Age of Pet
1 - 8
1
Out of 10
Insurer: Petsecure
Posted: 10/12/2020
By:
Darren

I’ve submit one claim for a simple ear infection and the process has been very difficult - the explanation of benefits only reflects half the amount I submitted and I have re-submit and sent follow up emails, with no resolution. The length of time to get...

Injury/illness
Claim Amount
Breed

Golden Retriever

Age of Pet
1 - 8
1
Out of 10
Insurer: Petsecure
Posted: 10/12/2020
By:
B

They were easy to contact when I signed up, promised the world. However, when my puppy got sick... I didn't hear back from them. I called and it would never get through, I emailed and they answered weeks later.

Then, I tried to get the bills covered...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Under a year
Monthly Cost

Premiums will vary depending on your plan choice, breed and location. 

 

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment.

Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover.

Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover.

Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. 

Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover.

Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

 

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year.

Dental coverage amounts depending on plan choice.
 

 

Deductible

Annual- Age Based Deductibles

Deductible A

$100 - $500

Deductible B

$200 - $700

 

*Secure 4 with Wellness Care

Deductible A

$250 -$500

Deductible B

$300 - $700

 

Age Limits

Pet must be at least 8 weeks old to enroll. 
No age limit

 

Waiting Period

48 hours for accidents

14 days for illness

6 months for dental, cruciate ligament injuries or interverebral disc disease

 

Exclusions

Pre-existing conditions are not eligible for coverage.

 

Petsecure is Canada's largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages.

In over 28 years, Petsecure has cared for more than 1.2 million pets.

Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits.

Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.