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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Embrace is the best pet insurance

I am retired and live alone with my two dogs. My little chihuahua was diagnosed with a collapsed trachea and an enlarged heart. I was frantic. I was referred to a dog cardiologist for an echo gram at a cost of $610.00. When I called Embrace a wonderful man named Joshua listen patiently on the phone while I went on and on. He knew I was living on social security and even sent me forms to see if the cardiologist would wait until Embrace paid them directly. It wasn't necessary as my daughter lent me the money; but the peace of mind it gave me was immeasurable .i have a happy ending ; my little Spirit 's heart is fine. He is just so small that the first X-ray gave a false impression of being enlarged.and the trachea is just narrow not collapsed. Thank you everyone at Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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1

out of 10

Don't waste your money with this company!!

I got this pet insurance when my dog was 6 months old. She is now 9. I have sent in claims which I would never get any money back for. There was always an excuse about how it wasn't covered. I had one of the most expensive plans paying $80 a month. Over this time I have only received a couple hundred dollars. From the thousands I had put into it. The last straw was my dog had to get a mass removed which was thought to be cancerous. ASPCA pet insurance would not cover ANY of it because they claim that it was a pre existing condition. Didn't know a cancerous mass was a pre existing condition! What is the point of paying $80 a month. I have never had such a bad experience with a company before. Wast of money. There are way better pet insurance out there. Or better yet save your own money every month for vet bills. Such a scam.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Best Investment

It's almost too good to be true. The claim submission process is SO easy, and reimbursement arrives within one week. They communicate regarding claim status throughout the process. We've had several claims, and every time has been a piece of cake! Thank you!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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1

out of 10

wellness reimbursements

I feel the company has grossly misrepresented what it will provide in this benefit and it would be much less expensive to just pay out of pocket for this service. I was unable to get reimbursed at the rates they listed on the site when I had seperately secured a discount at the facility due to the facilities error. It has taken over a month and multiple emails and conversations and I still haven't gotten the payment. I would never use this service again!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Destressing

I always forget about the deductible hence letting or reminding clients it is annualI have recommended many friends and new pet parents If I didn't have this coverage we would have had to put our little Yorkies down THANK YOU
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great long term protection

I did a review about a month ago. I've had more claims since then. One dog just had knee surgery for luxating patella. When I first bought Pets Best many years ago, that was a condition that the policy excluded in all cases. A couple years ago, they made a more expensive policy that would cover all heredity conditions and I upgraded to that. Good thing, as I just had to use it. They paid $2500. of the $3100. surgery bill and have covered all the tests that went on before we got to the point of surgery. My other dog ended up barfing and having black stools last week. She is only 7 pounds and dogs that small can't go on like that for very long. The vet ran many tests, including full body xrays, looking for a blockage. It turned out to be gastritis (she did have internal bleeding from it) which doesn't sound like a big deal, but her bill was over $800. that day. I have 2 other dogs on the insurance who have been healthy, knock on wood. The 2 that had claims this year had many claims all of which have been paid after the $500. deductible.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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2

out of 10

unacceptable

I pay over $500.00 in premiums, my vet bill was over $500.00 so I paid out over $1000.00 and my reimbursement was $165.00.Not fiscally sound. So I am cancelling this coverage.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: 1 - 8

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10

out of 10

My dog can walk because of Trupanion

My dog Smudge blew her knee and had to have a plate put in it. There is no way I would have been able to afford the vet bills to give her the treatment and surgery she needed with out my Pet Insurance. The Claims were processed ridiculously fast! In total I had 4 claims, one was initial visit, two for x-rays and one for surgery. My Smugde is recovering amazingly well.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic!

I've had other pet insurance - they're exactly like having no insurance. Yrupanion is fantastic!! What issuance should be!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Worth every dollar

Use on line claims for quick response. Great in Canada and travelling in USA with pet
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: 1 - 8

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