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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

The Best Policy I could EVER have had!

I could not say enough for the ASPCA policy I have. I searched out several before purchasing this one. My veterinarian and soon to be veterinarian son (: both recommended this one. It has been easy to purchase and manage and understand. Unfortunately, my Golden Retriever was diagnosed with lymphoma in November - fortunately, he is in remission with his chemotherapy protocol and had done well with his treatment. We expect that he will continue to do well for some time thanks to his treatment. I am very thankful for this policy that was extraordinarily helpful in managing the challenging financial challenges of his treatment. The claims were easy to submit, I do them weekly via fax. I receive notification of their receipt weekly via email and payment is easy to understand, fair and prompt. It makes a huge different in this whole process. In addition? Every now and then I get a message from ASPCA insurance reps asking how we are doing. That never happens with my Blue Cross Blue Shield reps! They are the nicest, kindest, smartest claims reps I have encountered (and I am a psychologist who works with claims - I KNOW!) I am just as grateful for their interactions in making this an easy and warm process as I am for the insurance. I am happy to refer them - and do so often! Many thanks!
  • INSURER: ASPCA
  • POSTED: 02/21/2017
  • BY: Patricia
  • BREED: Golden Retriever
  • AGE OF PET: Over 11 years

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5

out of 5

Healthy Paws Experience

Healty Paws processed our claim very fast, the mobile app helped us reducing the paperwork. We focused only on helping Miah on her recovery.
  • INSURER: Healthy Paws
  • POSTED: 02/21/2017
  • BY: Jorge
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

Highly Recommended!

Most people probably consider pet insurance to be a luxury item. But honestly, HealthyPaws has been an absolute lifesaver, and we will never be without insurance again! Insurance for both our dogs paid for itself in the first year. And honestly, the monthly premium is so worth having the peace of mind to know that if either of our fur babies get seriously sick or hurt, we don't need to choose between paying our mortgage and paying for their medical care. We've had HealthyPaws insurance for a few years now. After our lhasa got attacked by another dog, resulting in a $600 vet bill, and then had to have eye surgery, costing well over $1k, we figured that insurance was the way to go. And boy, were we right! When our poor guy hurt his back, HealthyPaws reimbursed us for medication, x-rays, and everything else that we needed to make sure he got back into good health. He's about nine years old now and still acts like a puppy! When we adopted our second dog a few months ago, we immediately signed her up for HealthyPaws. Unfortunately, she recently developed a fast-growing tumor on her eye, we were able to get her the surgery to remove it without having to worry about how we were going to afford the procedure and medication. On the customer service side, HealthyPaws is an amazing company. Quite simply, they do exactly what they advertise: they cover all illnesses and injuries as long as they're not pre-existing at the time you sign up. There's no hassle, no weird caveats, or fine print to trip you up. They just follow the formula, and you get reimbursed. It's THAT easy. The first claim can be a minor hassle, since you have to get all your dog's paperwork from the vet, but after that, submitting claims is an absolute breeze. (And if you get insurance right when you adopt your dog, it's a lot easier, because you can just submit all the paperwork from the shelter.) Both the HealthyPaws app and the website are ridiculously easy to use. You upload copies of your itemized vet bills, and usually within a day or two, you get your explanation of benefits, and the reimbursement check comes a few days later. The whole process takes less than a week. I think you can also use paper forms, but we've always used the electronic claim process, and it is so fast and easy I don't know why you'd ever do anything else. What I really love about HealthyPaws is that every single person I've ever dealt with has been helpful, knowledgeable, and downright pleasant to deal with, e
  • INSURER: Healthy Paws
  • POSTED: 02/21/2017
  • BY: Deborah
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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5

out of 5

Guinness Root Canal

Healthy Paws is fantastic. Our 1 year old Lab had to get a root canal to save the tooth. The whole 2100 dollar procedure was covered.
  • INSURER: Healthy Paws
  • POSTED: 02/21/2017
  • BY: Christopher
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Thank goodness for Embrace!

I have had Embrace insurance for many years for my Scottie, and thankfully, I haven't had to use it. Now, sadly, we do, and during these tough times, Embrace is doing a wonderful job of communication; rapid claim assessment and payment; and friendly and supportive customer service.
  • INSURER: Embrace
  • POSTED: 02/21/2017
  • BY: Susan
  • BREED: Scottish Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

excellent service from an insurance company

My first experience with Healthy Paws came last week. My lil guy become sick and needed an overnight at the hospital. The bill was in excess of $1000. HP responded quickly and sent a check within a week for 90% minus the basic office visit and the annual deductible. I coudn't be happier with the service.
  • INSURER: Healthy Paws
  • POSTED: 02/21/2017
  • BY: Howard
  • BREED: Boston Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Can you really put a price on your dog?

It's impossible for me to explain how much I recommend anyone with a dog or cat to have a Healthy Paws insurance plan on their pet. I was told by friends when I first signed up that it was a scam and I might as well save the money. My premium was about $30/month and they said I'd be better off just saving the money. A year into owning our rescue dog, Cody, he became lethargic and didn't want to eat. He started struggling to breath. As diagnosis after diagnosis was ruled out, the bills started rolling in. Healthy Paws never missed a beat, sending us the checks for their portion within days after receiving each claim. We are still trying to figure out what is wrong with Cody, but have spent thousands on tests, medications, and doctor visits. Healthy Paws has already paid us back thousands. They have never once nitpicked a charge or line item beyond what they say they don't cover. Without Healthy Paws, we never could have gotten this far in helping Cody. I will continue to get Healthy Paws for every pet I ever get.
  • INSURER: Healthy Paws
  • POSTED: 02/21/2017
  • BY: Elric
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Customer Service

Customer service was outstanding. Pet Insurance representatives were very pleasant to talk with.
  • INSURER: Embrace
  • POSTED: 02/21/2017
  • BY: Andrea
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Best Pet Insurance

I have been amazed at the efficiency and and service standards of Embrace. All of my claims have been handled in a timely manner. Communication with the company has been courteous and professional. I've told everyone about Embrace; our veterinarian asked me for information about Embrace so she could pass that on to other patients inquiring about pet insurance; "Always good to have a first hand testimonial", she said. I am so glad I chose Embrace for my girl!
  • INSURER: Embrace
  • POSTED: 02/21/2017
  • BY: Carolyn
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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1

out of 5

Rude, Cold and Slimy.

Petsecure refused all claims for our 7 month old kitten who had to be put down due to FIP (a rare degenerative, viral, kitten disease. Kittens with it do not become adult cats). Their reasoning was that it was a pre-existing condition, despite the kitten having a clean bill of health up until the day he had blood work done to find out why he was acting weak and uncoordinated. I submitted claims for his diagnostics, his medications, and his eventual euthanasia and cremation, of which I received $0.00, and when I pushed, argued, guilted, and eventually cancelled my plan for both my cats, I received a $0.81 (yes, 81 cent) payout from them.
  • INSURER: Petsecure
  • POSTED: 02/21/2017
  • BY: Sean
  • BREED: Domestic Shorthair
  • AGE OF PET: 0 - 3

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