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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great Insurance - Very Responsive

We have had Embrace Pet Insurance for the past year and a half. We currently have three dogs covered under both the insurance and their wellness program. Fortunately, we have not needed to use our insurance much, but the last few months have been one thing after another. Despite some of the high claims we have had to submit, the process has always been very smooth and efficient, payments have been timely, and the customer service has always been phenomenal.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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10

out of 10

These folks are AWESOME!

My 2 year old cat needed hip surgery and it was quite expensive. I submitted the claim to Healthy Paws on a Thursday evening, and received a check covering 90% of the expense the following Monday. I have also had occasion to call a couple of times, and have spoken to very caring, considerate, professional, compassionate, and helpful people. They help make pet ownership even more of a pleasure than it already is!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Calico
  • AGE OF PET: 1 - 8

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10

out of 10

Pet's Best is really Best!

I have two cats who have been ill several times requiring vet visits and diagnostics. My claims have always been handled swiftly, fairly and payment made in a couple of weeks. Peace of mind certainly is worth the price of the premium.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Scottish Fold
  • AGE OF PET: 1 - 8

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10

out of 10

Lameness

While on an afternoon walk last fall, my dog and I were attacked by 2 pittbulls. My dog had some surface wounds that we treated at home, but unfortunately, he was hurt a lot internally. He was no longer able to jump and when he ran, he fell over howling in pain and couldn't walk . We had to often carry him up and down stairs too. It's been a long journey finding the right course of treatment for him. With Embrace's help we were able to get the help we needed. Our dog has recovered some mobility and is on the healing path now. Thank you!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA Pet Health Ins. is a God send!

My mixed breed Golden Retriever Sugarbear has had numerous medical problem in the past few years. I understand that she is now 14 years old and is in her retirement age. The qualified people at ASPCA have been there for me all the way. Helping with my claims & also phone calls to follow up on her recovery. And even asked how I was doing. Just can't say enough good things about them Highly Recommended!!!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Awesome!

I've had my new puppy Riley for three weeks. Previously I owned three dogs over an expanse of 30 years and had no insurance with any of those dogs. My dogs are my family; therefore I do not compromise on providing them the quality care they need which has included visits to canine cardiologists, canine ophthalmologists, as well as covering the costs for two canine ACL surgeries just to name a few incidents. I have watched over the years as veterinary costs have escalated through the roof. Thirty years ago it was not like it is today. It concerns me the victims of escalating vet care costs are none other than our beloved pets. Unless you're a wealthy individual, responsible average-earner individuals will choose in the future not to take on pet ownership in order to avoid taking on its associated financial burden, and irresponsible individuals - well many can't even take care of themselves. After my last pet passed, I seriously questioned if I wanted to assume the financial responsibility again. Years ago pet insurance was nothing more than a discount program with major loopholes written into the policies that favored the insurance company. Before getting my new puppy, I decided to give pet insurance another look and that's when I discovered Embrace, a real pet insurance carrier that administers a plan somewhat similar to how health coverage is managed for individuals. Many people think they can't afford health insurance because they want first-dollar coverage, so they don't buy any coverage. Insurance is for worst-case scenarios, i.e., catastrophic coverage. For me, I felt I could manage a reasonable out-of-pocket expenditure so I opted to purchase a $500 deductible / 70% coverage / $5,000 annual limit plan. I also purchased the Wellness Plan as the coverage offered at zero deductible is outstanding especially for a puppy's first year. Now I rest comfortably knowing that a significant illness or injury isn't going to devastate my finances. I give kudos to Embrace for offering such a quality product.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

The Best!

My German Shepherd, Carly was diognosed with carcinoma about two months ago. She had surgery to remove a tumor from her jaw and began a series of 16 radiation treatments shortly after. Our next step will be chemotherapy. Healthy Paws has been amazing. I honestly don't know how we'd get through this process without them. I can't say enough about this company.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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1

out of 10

Dont go with 24 pet watch!!

I was with them for 10 years and because of my dogs' preexisting conditions I had to stay with them.I changed policy with them to get better coverage in 2015 and like everyone said they take months to pay out. They said that pre-existing conditions are covered as I had a policy with them already. They were good for the year in 2015. Now in 2016 they are rejecting any claims due to pre-existing conditions, I am fighting them but they do not want to check further than the current rejections or pending reviews. - Please whatever you do - do not go with 24petwatch - you will only experience frustration and heartache. If I could give then a negative number rating I would.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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7

out of 10

Good overall

Hi, I've been happy with Embrace--I've had my two cats covered for 8 years. My experience thus far was that the first claim was accidentally rejected but then covered by them once I called. Since then everything covered within the policy has been covered at the 80% level. What I don't like is that you have to pre-pay everything, and what I REALLY don't like is that you can't call in to pay the annual premium, the only option is an auto-deduct payment system. As the cats age it gets more expensive and this is ridiculous! I hope they can fix this and also lower costs overall as more people opt for pet insurance. Also I think that dental should be covered within the basic plan--what is more basic than dental care?! I feel the same way about insurance for humans--it should cover dental without extra cost!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

very caring@helpful people.

Axels- Baby check over. And later neutering& Chip Insert.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: Under a year

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