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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Thank Goodness for ASPCA pet insurance

My new dog, Samantha, a rescue; came to me with double hip dysplasia. I knew this was a pre existing condition and wouldn't be covered but having lived through other dogs and cats and sometimes struggling with vet bills, I decided to get pet insurance and believe in the good work the ASPCA does so I chose them. Samantha developed diarrhea off and on and went from being able to eat about anything to regularly developing intolerances to food. My vet finally said we have to do an expensive test to find out if it's her pancreas. It was and I am adjusting her food to accomodate her condition. BEcause of the pet insurance I felt no hesitation to submit her to this test to find out the truth. She is going to a specialist tomorrow to see if there is anything else we need to do to help her. Without this insurance, I would be worried all the time about upcoming vet bills and deciding what was important and what was not based on what I could afford. Now I can give my pets the very best care I can knowing it will be covered. The people at this company call to ask about SAmantha. They really seem to care and urge me to submit claims even if they may be turned down. They are quick to reimburse me on all covered services and meds. It is just a top notch company and I recommend them to everyone.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

Great pet insurance

Luckily I haven't had any catastrophic events with my dog but I want to share how value-added Embrace is. The insurance is reasonable and helps to offset blood work, etc. In addition the Wellness coverage pays for itself in preventive meds alone (Heartgard, Frontline), even training.The customer service is prompt and friendly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: Over 8 years

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1

out of 10

When your dog is over 8 they raise your rate

My dog turned 8 last year, and my insurance rate went up 10 dollars. This year when he turned 9, it went up almost 15 dollars. I never used the insurance and have had it for 4 years. I finally canceled and they didn't even put up a fight which leads me to believe they wanted me to cancel.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Consistently fast, accurate, and WORTH IT!

My English Bulldog is 5 years old and has been covered by Trupanion since we brought him home as a pup. This insurance has paid for itself at least twice over. They cover exactly what they say they will and everything is stated very clearly in their policy. They are always quick to reimburse me and they have even pre-approved charges for surgeries I had scheduled ahead of time. They communicate with me and with the veterinarians very clearly and quickly and they require very little time and effort when putting claims in. I tell everyone I know with pets to use Trupanion and everyone who has taken my advice has thanked me for the suggestion. I honestly could not have had a better experience with them so far. The monthly premiums for pets in my area have gone up, but they have also gone down! Overall it's been an increase, which is to be expected, but I couldn't believe when they told me the rate would be going down for a while. This is one of the easiest companies to communicate with and they have saved me a lot of money. I can't recommend them enough.
  • INSURER: Trupanion US
  • POSTED: 10/17/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

life- saver

Healthy paws has allowed me to provide care for my dog that I wouldn't be able to on my own. below is an email I sent to healthy paws after I had to get multiple exams and X-rays for my dog. Good afternoon, I am not writing you today with any questions or complaints. This email to you is just to say thank you. Because of this company, I am able to give my dog the care that she deserves, but I could never afford. I never foresaw any of these medical problems she has today, and with every claim I file, I think in the back of my head, will they accept it? Are they going to find a reason to drop me? And every time I get the email saying my claim has been completed, I am reminded of how great you guys are. So again, thank you for your continued support. It means everything to me, my pup, and so many others. I am forever grateful,
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome!

I have been a Healthy Paws Customer for over 5 years. I insure 3 pets; 2 dogs and one cat. I have had to file 3 claims for one of my dogs which would have totaled over $12,000 out of pocket. Healthy Paws paid everything, reimbursed me in less than 2 weeks and followed up with emails checking in on my baby girl. I have recommended them to everyone who asks and even a few who dont! They are simply the best!
  • INSURER: Healthy Paws
  • POSTED: 05/09/2019
  • BY:
  • BREED: Maltese
  • AGE OF PET: Over 8 years

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10

out of 10

Very Happy with Embrace

I've had all of my 4 kitties covered by Embrace, for over 6 years now. I am very happy I did it : their prices are reasonable, benefits /exclusions clearly explained. Their staff is always knowledgeable whenever I had questions. Claims submission its easy, processing is quick , same for the payments. They really made my life easier during difficult times.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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8

out of 10

Buddy 14's pet insurance

If it wasn't for the pet insurance,I wouldn't be able to have Buddy at all.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

We love Healthy Paws!

We have had Healthy Paws since we adopted Harley, and have never had a bead experience with them. The responses are always quick, and reimbursement happens fast as well. Would definitely recommend.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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9

out of 10

Our Oreo is important

The customer service representative was great at explaining each detail of the policy. Glad to know that our Oreo is covered for whatever unexpected incident that may occur. The only issue I have is the website doesn't give you a thorough status of your claim. But PetFirst is a great investment for our four legged love one!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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