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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

They take the stress out of healthcare!

Our 18mo old Newfoundland pup had a TPLO surgery to repair a torn cruciate ligament in her knee. Big dog = big bill. Thankfully, we found Healthy Paws. We spent the time researching the pet insurance out there & Healthy Paws was by far THE BEST when it came to cost & coverage. They not only covered our pup's pre-op care & surgery but also her rehab, meds & other long-term supplemental treatments. They was very little that wasn't covered & it was reasonable & fair. Healthy Paws' customer service is off the charts. You are treated with kindness & courtesy. It feels as if they are providing care for their own pups. That makes such a difference. They are very responsive to e-mail or calls. The claims process is simple & quick. Just upload the invoice & have your vet fax medical records. That's it! Claims are processed immediately, along with e-mail verification & status updates. Reimbursement is received within a couple weeks. I found a couple invoices that needed a minor correction on reimbursement & this was handled immediately. Highly recommend this insurance. We'll be staying with Healthy Paws for all our future needs.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome Customer Service

Purchasing pet insurance from Embrace has been one of the best decisions I've made. Our lab has allergies which require monthly shots and oral medications - all of which have been covered. Combine that with the cost of surgeries to remove skin lesions and swallowed foreign objects I'm not sure that we could've done it without Embrace. The coverage, customer service, and expediency processing claims have won us over - never again will we own a pet without insurance!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Satisfied

This is my second claim and I am very pleased with your customer service. You are very responsive and process a claim, question in a more then timely manner.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: Under a year

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10

out of 10

Peace of mind with Embrace Pet Insurance

My philosophy with insurances is to be covered in case of catastrophes, which I hoped would never occur. Unfortunately, my beloved and very healthy 8 years old Bernese Mountain Dog suffered cluster seizures that required emergency hospitalization, a neurologist exam and an expensive MRI. Our family experienced intense emotions and stress levels and the expensive bills just added to the stress. Dealing with Embrace was amazingly smooth and straightforward. The claims were reviewed and approved quickly. We received all the needed support for our peace of mind and enable us to make the right decision in a dire situation. For that I am grateful to Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Pet's Best really is the best!

I cannot begin to say how grateful I am that we have Pet's Best Insurance! We had never had pet insurance before and even though we had always had many pets over the years the vet bills had never been excessive--until my last beloved dog, a Boxer, developed cancer. The vet bills for that were absolutely horrendous--and it was all out of pocket : ( Around the same time my last dog was sick my former neighbors three beloved dogs all got sick (different conditions) at the same time. He did not have pet health insurance either and he ended up losing his home because of the staggeringly huge vet bills. He could not pay his mortgage and all the vet bills too and he choose to try to save his beloved dogs. Sadly his dogs all ended up dying anyway. After my former neighbor got back on his feet and was in a position to have pets again he told me that this time he would get pet insurance. When we got our current dog, a Boxer/Afghan Hound mix, I too was worried about the possibility of unforeseen vet expenses because of what had happened with my last one and what had happened to our former neighbor so I called him to ask what insurance he had gotten for his new dogs and he told me that he had researched and compared all the companies very carefully and that he had gotten Pets Best because it really was the very best one. So we bought a Pets Best policy for our current dog. Since he was young and healthy and we took such excellent care of him the policy was more for our own peace of mind. We didn't think we would ever have to use it for many years to come. Were we ever wrong! Not long after buying the policy our dog started developing all sorts of different health conditions--countless tumors/lumps/growths with all sorts of different causes which have required countless biopsy's and surgeries, countless different infections with countless rounds of antibiotics and antifungals, an intestinal obstruction from swallowing a foreign object, uveitis which required medications, allergies and immune problems, glaucoma which requires ongoing eye medications, pancreatic enzyme deficiency which now requires ongoing enzyme supplementation, and that is only a partial list--there have been so many things that have gone wrong with him that I cannot even remember them all. And often as soon as he got out of his e-collar following recovery from one surgery he would have new tumors/lumps/growths and back in for another surgery he would have to go. Our family has ha
  • INSURER: Pets Best
  • POSTED: 05/09/2019
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

Satisfied with service

My first time filing a claim with 24petwatch. I use to have Purina. My Noah is 7 yo dsh cat. He suddenly got ill. I had know idea how sick he was till I got a diagnosis with bw and X-rays and an echocardiogram. He has cardiomyopathy so for his vet bills are around 1500.00. I was worried after reading reviews about other people's claims. It was a little rough at first with the claims and some customer service reps. But if all you paper work is in order (claim forms doctors notes and paid invoices)as well as setting up direct deposits you shouldn't have any problems. Just make sure you email don't fax would be my advice. I put my claims in on 4/25/16 and started getting reimbursed on 5/22/16. Never had a problem getting in touch via phone with a representatives.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Used by veterinary staff.... need I say more??

I am a vet tech. I worked at a large referral veterinary practice for 16 years. I have seen TONS of claims go through, and by FAR, the fastest, easiest to deal with and best, is Trupanion. I have seen horrible customer service from other companies (wait times up to 1 hour to talk to someone, payment for claims taking 4-6 WEEKS??), increasing premiums and deductibles for owners from other companies, you name it. Most of the staff where I worked...guess what company they use? Trupanion. If most of the clinic is using it, I think that speaks volumes.I personally have used Trupanion since it was Vetinsurance, and have submitted what is probably around $15 000 in claims. I have NEVER had a problem. After my claim is faxed or emailed, my claims start processing in less than an hour and I am verified by email. Trupanion pays my clinic DIRECTLY, so I only ever have to pay my 10% up front. NO OTHER COMPANY does that. There is no comparison to the rest if you ask me.... and I've SEEN them all in action. Keep up the good work Trupanion, you provide help to so many animals, and owners alike. You make a difference.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: Over 8 years

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9

out of 10

Prompt, Convenient Reimbursement

My reimbursement after deductible was prompt. I am happy with their customer service, and although their premiums are rather expensive, close to $90/month, I have been happy with the service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Pyrenees
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the best!

I love Healthy Paws Pet Insurance. I'm so glad I chose them for my pet insurance company, I give them my highest recommendation. After doing research, I discovered Healthy Paws was the highest rated, with the best reviews and excellent customer satisfaction and from my own experiences, I can see why, I definitely made the right choice (This review includes Smitty GSP: vestibular disease, arthritis & hip dysphasia) I have 2 rescue dogs that both eventually developed medical issues, some very serious and having pet insurance enabled me to give them the best care possible, to move forward in doing what medically could be done to help them and I did not have to hesitate because of the financial costs. The premium cost is worth every penny juxtaposed with the cost of medical care I stress to everyone I know with pets to please get pet insurance, I know that most people without it, would have to make unfortunate decisions for their pets health if they do not have coverage and its distressing to think that happens so often.... I'm eager to share how wonderful Healthy Paws has been with everyone I know. Healthy Paws has been like an angel through unexpected crisis' with dogs, the caring and concern I feel from them, made a worrisome time so much easier The claims submission process is so easy, here are some of the other highlights: For every insurance quote, Healthy Paws makes a cash donation to a rescue organization Quick and easy submission of claims (optionally through a phone app) Fast turnaround of claims, reimbursement can be as quick as under a week Personable and caring customer service communication Cancer coverage included in health plan
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shorthaired Pointer
  • AGE OF PET: Over 8 years

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10

out of 10

Overjoyed that this worked so well!

I was nervous after reading the reviews, but once I submitted everything, while it did take a while, I was approved! I followed all of the protocol and I knew that I fell in the guidelines of things covered but you never know. Ultimately, I'm so glad I got the policy. When my cat's problem with her eye showed itself I was really hoping it would be covered since I decided to forego my vet and go to an eye specialist directly right off the bat (and it wasn't cheap!). Well, both visits and the prescription I needed at the pharmacy (minus the deductible and 10% of the amount as agreed to in the terms) is the money I'm getting back. The policy has already paid for itself 3x over by getting reimbursed! Thanks PetFirst!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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