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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

responsive

I may have already responded--massive improvement -- you went from an anonymous system that never worked to personal attention from real people with knowledge. one of the best out there. Especially Sammi Tuckerman.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Over 8 years

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9

out of 10

Offering Solace at a Time of Severe Stress

When your best friend has been running a high temperature for two months, even though he's been on 3 antibiotics concurrently, and after many tests the specialist says, "haven't seen anything like this," you are crazy with stress. Living in NYC, you know your medical bills are higher than the national average, so the costs will be astronomical. Many different blood tests and ultrasounds, an Xray, and finally sedation for a CT scan and surgery are the path you and your pet travel. However, during the two months I'm getting mail from the ASPCA: an explanation of benefits AND a check attached. The mail and the checks keep coming. I cannot put a price on what my dog means to me, but I'm retired and the expense is a concern. ASPCA is helping to ease my stress by assisting with his medical costs. Because there are so many bills, I expect to get a call from the ASPCA -- and I do. Someone leaves me a voicemail to tell me that the invoice for the surgery has been processed and the check is on its way. They hope my dog is doing okay. I am so thankful that I selected ASPCA Pet Insurance years ago. It may have been one of the best decisions I ever made for my pet.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

I am thrilled!

Rosie, our lab mix, is almost 4. We have insured her with Embrace for about 3 years, just in case she suffered a sports injury as she LOVES to run. Recently she began to favor her left rear leg so I took her to the vet. We discovered that yes indeed, she had torn her ACL. Embrace covered 80% of my costs of a visit to the specialist and the subsequent surgery. I also discovered that I had a $100 Healthy Pet credit that applied toward the $200 deductible. I am more than satisfied, as stated in the title. I am recommending Embrace to all my pet-owning friends!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Service

Our pet came with insurance from the breeder for a couple of months. when it was up I called them to get information. they were very helpful and explained to me the different options and policies. I have never had an issue with any of my claims and the only delay I encountered was when they where changing under writers. I have now renewed our policy and have no regrets. Before renewing a called Pets+Us twice with my questions and they were always polite and very helpful. I hav made claims from the moment our Chocolate Lab came home and had her vaccines, and even when she was neutered, no issues with the reimbursements. When she had an ear infection at 13 months, we had no issues with the claims either.
  • INSURER: Pets Plus Us
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Your search is over

Look no more, Healthy Paws is by far the best pet insurance on the market. I did my research, and chose Healthy Paws. I'm so grateful I did. Between my two dogs, there have been at least 7 major surgeries. HP has never denied any claim I've made. The most recent surgery is for my male Rottweiler who needed TPLO surgery in his leg. They pay promptly, usually within 7 days. There is no cap on this insurance, it is the lifetime of the pet. I've been with HP since 2011, and I will never choose any other pet insurance.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Petfirst is a great benefit for pet lovers

I've been very happy with my Petfirst policies. I love my babies & it helps to have insurance so I can take the best care possible of my sweet little fur babies.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Thanks Embrace. Mars is healing from knee surgery.

Mars was the typical 15 month old Airedale pup...full of play, mischief and quite the sense of humor. One day, while joining me on the couch, his bag legs just crumbled beneath him. I rushed him to the vet and was referred to an orthopedic surgeon. It was there that he was diagnosed with medial patella reluxation, a condition more common in small dogs per the surgeon. Embrace guided me through their process of approval of surgery, approved it and covered the procedure, I am so grateful , and though Mars is halfway through his rehab, he is expected to pick up where he left off which includes playing with his four siblings who live nearby. Thank you, Embrace
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Airedale Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is fabulous.

We never purchased pet insurance for our dogs because we'd heard stories of everything being "excluded" and any reimbursement being based on artificially low cost tables. We decided to try out Embrace after adopting our English Bully Rocco. Without going into all the details, my experience with Embrace has been nothing short of excellent. Claim submission is seamless. I made one follow-up call and was immediately connected with a very friendly rep who clarified one item (one of the vet bills was in my GF's name because she had brought Rocco in that day), and told me it will be processed right away. A few days later, I received notification that all claims were approved -- and the reimbursement was exactly 80% of the billed amounts (after the deductible, which I expected). Not 80% of some 'usual and customary' amount that's totally unrealistic. I cannot say enough about Embrace. They get it. We all love our dogs (and animals), so no one wants to put a price on whether to give them the treatment they need and deserve. I only wish my own health insurance company was this good!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

Thank you. I can not say enough about your timeless in handling our claims. Our guy Morrie is having serious issues with his heart. You have been there every step of the way with your reimbursements. I can not thank you enough. As we are in his final days it is nice to know you are there. We have talked much about your handling of our claims to the Vets as well as friends. Again Thank you for your service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Over 8 years

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10

out of 10

very satisfied

I want to thank all EMBRACE people involved on these claims for my baby, She has endured a difficult (3) visits to her vet, but it made me comfortable knowing that I had EMBRACE to back us up. I am very satisfied with response received in a timely matter, very grateful .
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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