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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great Pet Insurance

We love Embrace! They are quick, easy, and understanding
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is the best choice I could have made!

Our bulldog Duncan, just underwent Elbow Dysplasia surgery. Thankfully Embrace covered 80% of this very expensive surgery. It is unbelievable to us how comprehensive their coverage is and their customer service is second to none! Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Invaluable service for pet parents

Nala has had Healthy Paws coverage since she was a few months old. I wondered for years if I was just throwing my money away but then she turned 5 years old. In two years she's had a tooth extraction, urinary track infection, intestinal bacterial infection, and most recently a seizure episode! I would literally be over 10K in debt right now with vet bills if it wasn't for Healthy Paws. They are an absolutely invaluable resource! While they are the only pet insurance I have ever had the pleasure of dealing with, I can say with confidence that I would hands down recommend them to anyone searching for quality insurance. Filing a claim is easy and reimbursement is quick. They also have the friendliest and most supportive customer service reps I have ever talked with. It means the world to me when individuals in the pet care industry check in on my baby girl after a health scare. Thank you Healthy Paws! I will never have an uninsured pet again!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Not worth the aggravation...

My pup developed kennel cough after I adopted her on a Sat. eve. The pamphlet that I received upon adoption stated that they were closed until Mon morning so I was not able to activate at time of adoption. I called Monday morning to activate the policy. On Tuesday I noticed a hacking cough so I made an appt for the following day. My claim was denied. No explanation. I had to call to talk to a rep and was told it was because it was considered a pre-existing condition. Appeals and arguing are not worth it... Petfirst would have only paid out $62 anyway - but, in the end, they lost a possible long time customer and much more than the $62 they would have paid out. I'm glad that I had the free 30 day opportunity to test their policy before I started paying for it. This was a good wake-up call...
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Courteous people who care about your pet!

Thank you again Embrace for your lightning fast courteous service! Your staff is such a joy to work with, and your claims service is second to none! The embrace staff even asks about how your pet is doing, they are such wonderful people to deal with during a time when your pet needs them most-they are there! Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Embrace Rocks!

Perfect claim execution! No hassles. I tried Petplan for a new pup but experience was awful. So very glad I came back to Embrace. Thanks!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 8 years

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8

out of 10

So thankful for Embrace!

We purchased pet insurance 2 years ago when our cat turned 10, in anticipation of medical costs as he ages. This year was the first year we have had to use it and we hit our deductible in the first few weeks of the year. It has been such a relief to know we can treat our cat's condition without the financial burden. Embrace has been so easy to work with and both of our claims have been processed faster than I expected. We are very happy with our coverage.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Great responsive, caring insurance company

Wait, what? Yes, insurance for your pet is fantastic. We have the full package insurance. We used it twice for pneumonia hospitalization from urinary tract infection.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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7

out of 10

Good

First time having pet insurance. Embrace has been quick, helpful and communicative with helping me figuring out the process and has responded to questions I have to their emails promptly within a few hours to the next business day. The biggest struggle so far has been the waiting period and the medical review I requested for two of my four cats. As soon as they had the information they sent me an email, explaining their findings based on each cat's medical history. About the only down side is their policy for preexisting conditions but that's insurance. I have one old cat with a list of conditions that are not eligible for coverage- surprisingly, most of the exclusions are only temporary for a few months to a year and only a few permanent exclusion. And I have one cat middle age cat that tested positive for FIV. As he is FIV positive he is not eligible for medical coverage but he qualifies for full accident coverage and wellness exams. Even with the exclusions, what is covered is still pretty decent and when it comes to pet bills, every little bit counts. So despite the not so thrilling news having to navigate around and cover for pre-existing health conditions, I am pleased and look forward to a long happy relationship (or as happy as a relationship one can have with their health insurance) with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Calico
  • AGE OF PET: Over 8 years

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10

out of 10

Figo is the one

After researching high and low for the best pet insurance for my 3 year old dog, I chose Figo. The reason I chose Figo was because for what they cover, the price, customer service, and overall simplicity. Understanding pet insurance can be daunting, but Figo plans are so simple to understand and follow. MY dog has been on Figo for a year. My dog swallowed a mango pit. I just submitted the invoice via pet cloud app. That was it. Thereafter, within 5 days, I was notified I was reimbursed. Another time, my dog had an ear infection. I was worried I would not be reimbursed because my dog had an ear infection over 14 months ago. I was reimbursed for that as well. All I did was answer a few questions on the claim form and submitted a picture of the invoice via smartphone. Figo called my vet for last 2 years records. Wihtin 1 week, I was reimbursed. Figo made life so easy with their paperless claims processing. Figo is the only pet insurance that any pet parent should consider.
  • INSURER: Figo
  • POSTED: 03/24/2018
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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