Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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Completely disappointed in Embrace Pet…
Completely disappointed in Embrace Pet Insurance. I was a loyal customer for over 20 years. This year they increased my premium from $2748/yr for $8000 coverage to $6720/yr. Huge increase all at once. Embrace recommemded I increase deductible and decrease coverage. Absolutely ridiculous and offensive!
Insurer: Embrace
By: Kimberly
This was so easy
Easy to use better coverage than other insurance companies.
Insurer: MetLife
By: Briele Stewart
MET LIFE PET INSURANCE IS A SCAM!!!
I would not recommend MetLife Pet Insurance to anyone. I have a 10-month-old cat who has been to the vet a handful of times and has never been diagnosed with any conditions. I recently started a new job and enrolled in MetLife’s pet insurance. I submitted a claim for a routine appointment, expecting it to go toward my deductible, but it was denied due to a “pre-existing condition.” What’s even more frustrating is that the insurance company essentially assigned my cat a diagnosis that no vet has ever given him—which is ridiculous. I reached out a week ago asking for an explanation and a reevaluation, and I still haven’t heard anything back. To make matters worse, I paid for the entire year upfront, so now I feel like I’ve completely wasted that money instead of putting it toward coverage that actually supports my cat’s health. Overall, this has been a very disappointing experience, and I would strongly caution others before choosing MetLife Pet Insurance. Met life- I would love a response from you guys!
Insurer: MetLife
By: Callie Hendry
Kept increasing drastically
We bought this insurance when we got our puppy. He is a pure bread dog and go through several rounds of training at a service dog facility & they want the dog insured. I thought when you get insurance, the cost is not jacked up each year, especially when there have been only a few very minor claims. It started out at $88.14 and we paid that for 8 months, it went up to $105 for the next year, then up to $132.05 year 3, $184.14 and I raised the deductible to $1k and brought it down to $132.63. It just keeps going up and now we are in for $4686 premiums paid. We only had a few minor claims that it saved us a few hundred dollars on the vet visit. If the policy keeps going up, its hard to say if it is worth it or not. They say its based on what vet costs are in my area but jeeze.
Insurer: Trupanion
By: JAB
Quick decisive comprehensive quotes
Quick decisive comprehensive quotes. I also like that your plans had different deductibles. Other companies I looked at showed flat $500 deductible. Overall cost is very competitive.
Insurer: MetLife
By: Francis Billak
They dont care about aging pets- BEWARE!
I used to be a huge advocate for Healthy Paws, recommending all my friends with pets use their services because they were reasonably priced and quick to review claims. However, due to their new policies for aging pets, I strongly advise everyone stay far away from this organization. I have 2 dogs and immediately bought policies when they were adopted. For almost 8 years, I had 90% coverage with a $250 deductible. Healthy Paws recently came out with a new policy that once your pet turns 7, the highest plan available is only 70%/$500 deductible with no option to pay more for higher coverage or to retain the coverage you had. So they forced me into a policy i didnt choose and only reduced my monthly payments by a total of $20 even though im getting 20% less and double the deductible. The fact that they are doing this based on the age of your pet is disgraceful and highly unethical, as pets need more care as they age (which was their reason for reducing coverage when they replied to my email. It literally said the policy is changing because when pets age the cost of care increases..).This showed me that they do not actually care about your pets well being, knowing that more animals end up in shelters due to high costs for medical care. They are not even willing to stay competitive in their own industry, knowing their competitors offer more customizable plans no matter the pets age. And they know their current customers are stuck with their policies because if we were to get a new policy somewhere else, everything in our pets medical history would be considered a pre existing condition. So the options are to have significantly reduced coverage due to my pets age or have nothing covered at all. Its a terrible position to be put in when all you want is the best for your pets. I’m so upset and disappointed in this company after giving them my business for so many years and am responsible for many of my friends getting policies with Healthy Paws who are now also in the same boat of feeling stuck with this terrible new “rule”. If you’re in the market for a policy, PLEASE get one somewhere else! *and before Healthy Paws tries to reply and recommend contacting them, I did that already. All their reps can do is document my concerns and reiterate what the new policy is.. so its no help.
Insurer: Healthy Paws
By: CV
Easy to understand
Easy to understand, price competitive
Insurer: MetLife
By: Roderick McNally
.Trupanion helps at difficult times!
Trupanion has been there for us for over 13 years. Having Trupanion has helped us keep our two cats for over 13 years. Both have had health issues and it is a blessing knowing we can do what has to be done for their health without worrying money.
Insurer: Trupanion
By: Roger
Priceless Peace of Mind for Furbabies
I appreciate Trupanion being there and covering my beagle when he got into a toxin and needed hospitalization for a couple of days. It made the decisions about his care much less about finances and more about his well-being. Trupanion is 100% worth it!
Insurer: Trupanion
By: Michelle
Pumpkin has been a lifesaver for us
Pumpkin has been a lifesaver for us. We’ve needed it through knee surgeries, eye surgeries, and now a terminal osteosarcoma on her skull. They have reimbursed us quickly, often on the day of submitting the invoice. Anytime I had questions, they were there with kindness and made sure I had everything I needed. I highly recommend them. Only thing is that out monthly payment increased substantially over the years but I’m pretty sure that’s insurance as a whole.
Insurer: Pumpkin
By: Tai Dunlop