Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,463 total


July 25, 2026

Please save your money and time and frustration

Please save your money and time. This is the worst company to try to work with. I had a cattle dog with a belly ache. Took him to the vet naturally, and submitted a claim. Embrace said this was a pre-existing condition when in fact, with proof this is the first time. Honestly, they just want your money. They took three months to deny the claim and in the meantime they collected 3 months of premiums When I went to cancel they said they would at the end of the billing cycle. I said NO, now and naturally they had to refund the remaining of the month which they didn't want to do. If you like to get scammed and pay for insurance they will just deny you go ahead. We are USAA members and were suppose to get good service because of that. UGH, stay away.

Insurer: Embrace

By: Deb Stephenson Deb

July 25, 2026

Easy fast application an affordable…

Easy fast application an affordable Monthly premiums

Insurer: MetLife

By: Thomas Gureck

July 25, 2026

I liked that the Wellness part active…

I liked that the Wellness part active the following day! Very easy to sign up & file & get your claim.

Insurer: Spot

By: Renee

July 25, 2026

Pets Best is actually the best

I now have all of my pets covered through Pets Best. The online filing system is incredibly easy & user friendly. If they are experiencing high demand, they communicate delays via email. Once a claim is approved, payment is typically deposited into my account within a week. My German Shepherd went through emergency surgery and 18 months of chemotherapy & Pets Best always came through with reimbursement without increasing his coverage amount by an insane amount. And let me tell you, we easily had at least $20k in vet expenses. When he passed, I filed a claim for euthanasia. Not only did they cover that expense, they sent an email apologizing for our loss and auto-closed his policy and even reimbursed us for the coverage we had pre-paid for. I am so thankful for their layer of support & will continue to recommend them for coverage!

Insurer: Pets Best

By: Morgan

Useful
July 25, 2026

Been a customer for 6 years and never…

Been a customer for 6 years and never really had to use the service and kinda felt bad about paying for it. Then my dog contracted Glaucoma and I am sooo glad I had Healthy Paws. Had about 7-8 visits and an operation. The claims were easy to submit and the reimbursement was quite speedy. I waited about a month until everything was managed and submitted at once. I’ve technically still paid more for the insurance than my disbursements (lol). But the peace of mind is worth it

Insurer: Healthy Paws

By: Aman Kiflezgi

July 24, 2026

We have ad MetLife Pet insurance for…

We have ad MetLife Pet insurance for our pets for 3 years. They make the payouts quick. The biggest prohibitive items are the rising costs of have 2 dogs at 7 years old. Each year the costs rise exponentially.

Insurer: MetLife

By: Sally Byers

July 24, 2026

You guys are the best you do a great…

You guys are the best you do a great job and the service you give to the clients are professional and helpful I recommend to anyone who is looking for affordable insurance for your fur baby

Insurer: Pumpkin

By: Ismael

July 24, 2026

More expensive if already a customer

More expensive if already a customer

Insurer: Spot

By: Mary Hill Wagner

July 24, 2026

Very simple to use and affordable

Very simple to use and affordable

Insurer: Sonnet

By: vince.d

July 24, 2026

We have been Embrace customers since…

We have been Embrace customers since 2019. Before Embrace became part of the JAB-backed pet insurance group, our annual increases were relatively modest and the customer service was excellent. Since then, our premiums have risen almost 100% each year. Last year, our policy covering four dogs was $655.10 per month. After one of our dogs passed away and was removed from the policy, our renewal for only three dogs increased to $773.25 per month, or $9,279 per year. We have been trying for more than a month to adjust the coverage, but Embrace’s online “Edit Coverage” feature has been unavailable. Their website still advertises the ability to review and change coverage online, yet we cannot actually use it. Every time we call, we spend an excessive amount of time on hold. We have been promised callbacks that never came and given case numbers without the problem being resolved. At this point, we have filed complaints with the Indiana Department of Insurance, Indiana Attorney General, and FTC. A company charging nearly $800 a month should, at the very minimum provide a way for customers to manage their policies.

Insurer: Embrace

By: Adam S

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