Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

22,381 total


Verified May 08, 2026

There’s a Reason Spot is Rated #1

For the monthly cost, Spot gives me the best coverage for accident, illness, and preventative care. I’ve submitted claims for annual care along with two separate surgeries my dog needed and the claim process is smooth as could be and I’ve never had an issue getting reimbursed for care.

Insurer: Spot

By: Holly M

Verified May 08, 2026

It has been a disappointing…

It has been a disappointing relationship. From being told that our puppy would be covered from their first vet visit, to being denied benefits for pre-existing conditions (how can a puppy have a pre-existing condition?); to learning that the discount we were being offered wasn’t even competitive with market rate offers outside of our group coverage - it has been a deeply disappointing experience with MetLife.

Insurer: MetLife

By: Alec

Verified May 08, 2026

Great Communications and Service!

Great Communications! Fast response! Fast reimbursement! I recommend Fetch Pet Insurance. I was very satisfied with the insurance and service.

Insurer: Fetch

By: Linda

May 08, 2026

Beware preexisting condition loophole and excuse

I purchased a dog with benign asymmetric testicles and neutering was not recommended at that time. Months later one testicle enlarged significantly. Spot denied the coverage based on a prexisting condition. The neutering was not recommended or planned initially and was only pursued based on substantial enlargement that occurred well after coverage. I would avoid this company whose top priority is finding reasons to avoid coverage. I was warned but didn't heed the warning about their use of preexisting conditions to justify non payment of a new illness.

Insurer: Spot

By: customer

Verified May 08, 2026

The process of making my claim was…

The process of making my claim was seamless and I received my reimbursement within a few days. I’m very satisfied.

Insurer: MetLife

By: Louis Despres

Verified May 08, 2026

It is easy to submit claims

It is easy to submit claims. The only issue I had was having a claim denied that shouldn't have been, but it was easily resolved by a phone call and a form for the Dr. to fill out to verify the injury was not related to a preexisting injury. Great coverage options and affordable monthly pricing.

Insurer: MetLife

By: customer

Verified May 08, 2026

Easy sign up .. great

Easy sign up

Insurer: MetLife

By: Lanise Kendrick

May 08, 2026

Embrace is easy to use

Embrace is easy to use. Always very responsive and reimburses quickly. Always gives a clear informed explanation. Great value.

Insurer: Embrace

By: Patricia

Verified May 08, 2026

It was super easy!

It was super easy to find an insurance policy that best fit my pup and his needs! ♡

Insurer: Nationwide

By: customer

Verified May 08, 2026

Highly recommended, very satisfied

Very easy experience ! Able to get a quote right away, option to save and add another animal. Very detailed on what is and is not covered ! Employer discount ! Great quote and option to pay monthly or annual fee ! Overall great experience and highly recommended, and for good reason !

Insurer: MetLife

By: Samantha

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