Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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Premium hikes of 40%
Be aware that people in Washington state MetLife pet insurance has decided to up insurance premiums by close to 40%. I had two policies for my cats who are all between six months and a year and a half old. I have two cats on each policy first policy was $10,000 I was paying $41 monthly and that's with a $250 deductible and 90% payed back. They decided they wanted to update it to $57 on my renewal date. My second policy is $20,000 and it was $53. They are wanting to update that to $89. Looks like I'm gonna be looking for a new Pet Insurance because they're trying to blame it on inflation through vet clinic upping their prices yeah, I work in the animal healthcare industry as a technician and I can tell you that rates have not gone up 40% at vets. They want me to lower what I have on my policy down if I want it to be cheaper, which is ridiculous that would meanI pay more to get less. I understand a little bit of a hike, but to do this is unreal. I would definitely suggest anybody in Washington state to try to find somewhere else until they get their rates under control. I'm not gonna take my deductible down or how much they pay me back down when I'm paying more that makes no sense and a 40% hike to try to blame it on veterinary cost being upped is them just wanting to up their rates and blame it on vet cost and inflation. When really they just want more money further stockholders. Especially since online they say rates will not be up due to claims but really what they mean is we won't tell you. It's claims we'll just say it's inflation or vet cost. I've worked in the corporate industry and I've also worked and currently working in the animal healthcare industry and they are gonna lose so many clients due to this. So make sure if you're paying these ridiculous monthly payments that you're at least taking your animal to the vet enough to get paid back at least the cost of what your annual payment to them cost. Also, before I found out that they are going to up premiums by close to 40%. I was going to up my limit to $20,000 on the one policy and they had quoted me $71 a month ago. They told me to call back when it was closer to my renewal date and when I called back today, they wanted it to be 89 even though I had it on recording that 30 days ago they quoted me it was 71 not only that when I got my previous policy for my two cats back in August 2025 for $20,000 policy. It was $53 so there increases our way above the norm and predatory in my opinion. especially since I work in the veterinary industry and the rates at vet clinics have not went up 40% in Washington state. so I don't know how they're justifying these increases in premiums and expecting people to eat it. Also, these are the rates they gave me with the discount for me being in the animal health care industry so anybody else that doesn't even have that on there, it's probably even more expensive . There's Pet Insurance companies that I could get unlimited coverage with for these type of premiums which I'm going to be looking into. Unless they're willing to fix this issue I'm definitely not gonna be renewing with them..
Insurer: MetLife
By: Sensia
I am a believer
I bought pet insurance reluctantly because of horror stories of people not getting reimbursed for claims. My dog needed a surgery for a luxating patella so this was the big test to see if pet insurance is legit. Pet's Best has made me a believer in pet insurance. The reason I didn't give a perfect score is because I don't like how you pay a copay on your deductible so it takes more money before you hit your deductible. Pet's Best is my first insurance company so not sure if that is how other carrier's do it.
Insurer: Pets Best
By: Michelle
They offer great coverage
They offer great coverage. Good customer service. My only reason for a 4 star instead of a 5 is because the reimbursement takes more than 3 days and direct deposit can cause issues resulting in check being mailed instead of deposited which takes additional days. Other than that great price my job qualified me for a small discount and like I said the coverage is great I love it.
Insurer: MetLife
By: Ana
I’m very happy with MetLife Pet…
I’m very happy with MetLife Pet Insurance! Luckily my dog doesn’t get sick very often but her yearly checks can be costly. MetLife pays us back for the vet bill (minus deductible) promptly which is a relief! Mainly it gives us such peace of mind knowing that if an emergency happens our baby is covered.
Insurer: MetLife
By: Michelle Davis
Grateful for this safety net
I have to be honest, I was reluctant about the monthly cost of pet insurance. Despite my regret over not having it for my previous furbaby and the financial strain I experienced over an emergency gall bladder surgery he needed, I was still a little skeptical about whether or not it was going to be worth it for my newly adopted dog, half-expecting every claim to be denied due to sneaky caveats in the policy. But I am so glad I moved forward despite my concerns, as I have been tremendously and pleasantly surprised by MetLife. They have come through with reimbursements on every claim I've submitted, and the financial support has been invaluable. My sweet pup has had several unexpected emergency visits and if not for MetLife's coverage, the costs would have been devastating. I am so grateful for this safety net, and also for the ease of the submission process and the speed at which the claims have been reviewed and processed! Also worth noting is that every person I've spoken to on the phone from MetLife has been incredibly kind, helpful and patient with me and my many questions!
Insurer: MetLife
By: Jenna Dawsey
The best pet insurance!
The best pet insurance I get it through my work. Filing for a claim is so easy and fast. This year I noticed that took about 3 days to received the refund and I was able to pay back right away. I don’t like to have credit card with big balances. I feel relieved that my pets have an amazing pet insurance that not only has my pets best interest but has my back as well. I’m so glad I got this insurance thank you!
Insurer: MetLife
By: Nancy
MetLife for my girl…
I have been with MetLife for my girl dog the last two years. It is very reasonable price and filling claim is easy and quick. I highly recommend it.
Insurer: MetLife
By: Lucki Girl
This company keeps its word by…
This company keeps its word by protecting my two dogs when an emergency occurs. The monthly payments may seem pricey. But when you need the pet insurance to count on, there have been no disappointing decisions on there part.
Insurer: MetLife
By: Saundra Grillo
You changed policy in midstream
You changed policy in midstream. Just to delay payment. Sorry. I am definitely looking for a more reliable company.
Insurer: MetLife
By: Sherry Lowery
The customer care service was…
The customer care service was responsive through email and was very clear about what I need to submit for the claim. The processing was fast and no hassle. It's worth every penny. It gave me peace of mind knowing that my dog can get the best veterinary care without me worrying about the costs.
Insurer: Spot
By: Vanessa Boutwell