Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified December 13, 2025

Was easy

Was easy. Reps were great. Is my first claim. I. Very impressed and grateful.

Insurer: Healthy Paws

By: Mark

Verified December 13, 2025

Fetch was great they pay within a week…

Fetch was great they pay within a week and no questions asked just send invoice and bam your paid

Insurer: Fetch

By: Mary Montoya

Verified December 13, 2025

I recommend Fetch Pet Insurance

Easy to complete & submit information about my claim. Frequent status updates from Fetch Pet. Quick claim payment.

Insurer: Fetch

By: Barbara

Verified December 13, 2025

Easy Navigation

The site was able to be navigated easily. The only issue I had is that I had previously requested a quote and when I attempted to retrieve the application through the link in that email, I encountered only a spinning wheel. I started and completed a new quote request.

Insurer: Nationwide

By: Pup

Verified December 13, 2025

Jesus was informative and very helpful

Jesus was informative and very helpful. He was very sweet and patient with my many questions. The process was simple and quick. I was nervous about getting pet insurance for the first time and he made ready and a comfortable experience!

Insurer: Nationwide

By: Jennifer

Verified December 13, 2025

Healthy Paws is GREAT

Healthy Paws processes all claims really quickly and with EFT the payment is in my account shortly after I make a claim . They rarely ask for additional documentation and they do NOT deny the legitimate claims they receive. If they have a question, they let you know and it is always easy to resolve. Over my life having dogs, I have used 2 other Insurance companies and Healthy Paws is FAR superior. Four Paw UP

Insurer: Healthy Paws

By: Karen Heald

Verified December 13, 2025

First time experience

This is the first time we process a claim. The process was fast and easy. Embrace notifies us that the first claim might takes longer to process but it was just a few days before the claim was approved (teeth cleaning and one extraction). Shortly after, we had to go back to the vet 4 times for ears infection. All the visit claims were processed timely and we are satisfied with the result. Thank you Embrace helping when we need it the most!!!

Insurer: Embrace

By: Edgar Leung

Verified December 13, 2025

Great customer service

Great customer service Paid the claim quickly and Fairly

Insurer: Healthy Paws

By: Michael Guziewicz

Verified December 12, 2025

Fast and easy reimbursement

My 10 year old Rough Collie has had Fetch/PetPlan for many years. I use the App for my claims. My Vet emailed me the needed information and it was easy to upload the forms in the App. She was treated by the Vet on 12/2/25. It took me a day or so to start the claim. On 12/10/25 reimbursement was direct deposited into my account. I would recommend that before you need to submit a claim you have all your information in the App. All I had to do after her appointment was pick the reason for her visit and add the invoice and the Vet’s notes about the purpose of the visit.

Insurer: Fetch

By: Barbara

Verified December 12, 2025

Easy and fast

Easy to use app and realistic turnaround to resolution

Insurer: MetLife

By: Chiara

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