Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified December 12, 2025

Amazing response to our claim for surgery

Our golden-doodle had surgery to remove bladder stones. Healthy Paws reviewed our claim the day it was submitted and payment was received just a few days later. The quick response helped us concentrate on caring for our dog without the financial worry of the cost.

Insurer: Healthy Paws

By: Karen

Verified December 12, 2025

Fast claim review and payment.

Fast claim review and payment.

Insurer: MetLife

By: customer

Verified December 12, 2025

It was really easy to apply. Having to go through several pets with expensive health issues I decided to get pet insurance for our new puppy.

It was really easy to apply.

Insurer: Nationwide

By: Kim

Verified December 12, 2025

The bill from the Vet was unexpected…

The bill from the Vet was unexpected and being on a fixed income makes it difficult. Fetch Pet processed the bill quickly and I should be getting the check soon.

Insurer: Fetch

By: Anne

Verified December 12, 2025

Easy receipt submission online

Easy receipt submission online. Quick reimbursement.

Insurer: MetLife

By: Sara Beth Glausier

Verified December 12, 2025

Don't choose this company if you need same day service.

I was promised a direct payment to my vet clinic for my pet’s surgery, to be paid on the day of the procedure once it was completed. However, after the surgery, Healthy Paws was suddenly unable to process the direct payment as promised. I spent hours trying to reach someone who could actually explain what was going on, rather than reading from a script. In the end, I was forced to pay the full cost myself. I was reimbursed two days later, but that defeats the purpose of having pet insurance. Insurance should be there for situations where the upfront cost isn’t feasible. The lack of communication and follow-through made an already stressful situation much worse.

Insurer: Healthy Paws

By: Kelly Corbett

Verified December 12, 2025

Don't look any further you found the best pet insurance out there...

I always rave about MetLife for pet insurance and have gotten you other customers. When a claim is submitted they are processed very quickly and money back into my act within 2 weeks usually shorter, I have had 2 other pet ins and had to fight to get my money I would say 95% of the time there are no issues at all, easy to talk to, any issues get fixed usually while I'm on the phone and the people you talk to are very pleasant. I recently had an issue with a bunch of claims that someone only uploaded the last page of the bill instead of everything I sent so all my claims were being denied... evidently they are getting fixed because I have not been able to resubmit them and claims are being processed. Metlife is the best pet insurance out there I have 6 of my 11 babies on there so far.

Insurer: MetLife

By: Valerie Bracey

Verified December 12, 2025

From the application process

From the application process, verifying medical records and communication from Nationwide the process has been seamless.

Insurer: Nationwide

By: Mickicustomer

Verified December 12, 2025

I recently enrolled my new cat

I recently enrolled my new cat, the process was easy and the rate is affordable, I’m a happy customer.

Insurer: Nationwide

By: Clarissa D

Verified December 12, 2025

Need to Re-enroll

The need for ur phone rep to continuously upsell not appreciated. I have been on autopay for five years and in aug/sept missed two payments due to card being compromised. The inability to pay and continue coverage was not appreciated. Especially when i now have to pay $10 more /month.

Insurer: Nationwide

By: customer

Compare top pet insurance providers plans.