Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,705 total


March 21, 2026

Do not get Healthy Paws - They change your deductible and Copay after years of paying a premium

Do not get Healthy Paws. It felt like a bait and switched when my dog was going to turn 12. All these years I paid a premium to have a 10 percent copay with a 250 deductible. Every year they raise their rates a lot. But I was shocked when my renewal policy just came up and they said my new deductible was $500 and I have a 30 percent copay and they raised the rates. No other options. Very infuriating and I would NEVER recommend them as a result. Up until now they paid claims very fast and I rarely had issues other then the really raising rates a lot each year. I started at $33 a month and am now at $139 a months for a 30 pound dog.

Insurer: Healthy Paws

By: sendmenews

Verified March 21, 2026

Clear expectations and quick reimbursement!

They were clear on what was needed from the vets office to finalize the transaction! The reimbursement was quick and easy which I was thankful for since I had never had pet insurance prior.

Insurer: Spot

By: Heather Alizaga

Verified March 21, 2026

So easy

Uploaded the paid invoice and the SOAP-the money was in my account in 4 days

Insurer: MetLife

By: Liz from Maine

Verified March 21, 2026

Fast and efficient reimbursement

Fast and efficient reimbursement. Thank you!

Insurer: Spot

By: Sophie

Verified March 21, 2026

My dog had emergency surgery after…

My dog had emergency surgery after swallowing a rock and I got repayment very rapid very very happy with with the insurance

Insurer: Spot

By: Alice Pursley

Verified March 20, 2026

Amazing service and coverage!

Everything about the "Spot Pet" insurance experience was excellent. Ease in signing up, ease in submitting a claim, and timely manner of providing a benefit payment. Having my pet injured was stressful but Spot made it easier in providing great coverage and service!

Insurer: Spot

By: Amy Ragsdale

March 20, 2026

I give a 4star review

I give a 4star review . Why? 1. I was not able to pay online for the new pet add. 2. I had to call customer service and was able to be connected with the right person from the 3 attempt - only because your phone system has issues - they transferred my request to the person but ivr asked me to complete the survey and the call was dropped. Second attempt - poor phone connection, I could not hear the employee. Third attempt was successful - Nadine Van Ness provided me with great support. I give her 10 star review. 3. You do not have bundle options for 2 or more pets(

Insurer: Fetch Canada

By: Liana Repetynska

Verified March 20, 2026

Easy to submit a claim and also receive…

Easy to submit a claim and also receive payment reimbursement!

Insurer: MetLife

By: customer

Verified March 20, 2026

Easy to use.

Easy to use.

Insurer: MetLife

By: Brenae Smith

Verified March 20, 2026

It was great great and easy to apply

It was great great and easy to apply

Insurer: MetLife

By: Ivonne Amaro

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