Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified January 10, 2026

Reimbursement easy and quick.

Reimbursement easy and quick.

Insurer: MetLife

By: customer

Verified January 10, 2026

MetLife Pet insurance is easy to use

MetLife Pet insurance is easy to use. The refund process is streamlined, and the review of invoices does not take a long time. I am happy with my experience. They email me updates and have covered everything I have needed for my pets.

Insurer: MetLife

By: Laura J

Verified January 10, 2026

Good Luck Getting Your Claim Approved

95% of the 20+ claims I've submitted were erroneously rejected by AI. EVERY one of them required 1-3 phone calls to have them finally accepted with the information I had originally given, except one, which required a photo of the prescription in the box to ensure it was for my dog and included his name. One hair-pulling experience required THREE calls to customer service, each one agreeing with me that the rejections were unwarranted. What the plan covers is great. So is their customer support. Getting the claims reimbursed is quite a different story. If this is an example of how well AI works, the world is in BIG trouble!

Insurer: MetLife

By: Elissa Dellosso

January 10, 2026

Pets Best

My friend who runs a rescue told me about Pets Best and referred me to her Farmers Agent - There are so many pet insurance companies on the Internet - I did my due diligence and I did a deep dive on all of them comparring them to Pets Best and in the end decided to give it a try, I have been extremely happy - I have sent in 2 claims so far and they were both paid promptly. I am very happy that I went with Pets Best + adding the Wellness package

Insurer: Pets Best

Veterinarian: Agoura Animal Clinic

By: Joni

Useful
January 10, 2026

Pets best is the best

Pets Best insures all three of my Boston Terriers, and has for five years. I am consistently impressed by the coverage offered, the ease of filing claims, and the responsiveness of customer service. I cannot recommend them highly enough.

Insurer: Pets Best

Veterinarian: All Creatures Animal Clinic

By: Rachel

Useful
Verified January 10, 2026

Very easy

Very easy, Trupanion and vet did all the work!

Insurer: Trupanion

By: John

Verified January 10, 2026

Great customer service and courteous…

Great customer service and courteous friendly staff. They answered all my questions and concerns. They are prompt with claims and explaining benefits and payments.

Insurer: MetLife

By: Vicki Jones

Verified January 10, 2026

Quick and easy

It's great that my vet specialist's office is able to submit my claim directly to Trupanion. I knew at checkout how much my share would be.

Insurer: Trupanion

By: Mary Ann

Verified January 10, 2026

Highly recommend MetLife Pet Insurance!

The claim submittal process is a breeze and the claim turnaround time is so reasonably quick! Highly recommend MetLife Pet Insurance!

Insurer: MetLife

By: Grant C.

Verified January 10, 2026

Fast turn around time for…

Fast turn around time for reimbursement. Easy to make claim.

Insurer: MetLife

By: customer

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