Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified January 16, 2026

Metropolitan Life paid a large claim…

Metropolitan Life paid a large claim for my dog's dental cleaning, a week after the procedure. I was pleasantly surprised at how quickly I received the reimbursement. Every time I call Metropolitan Life, the agent who answers is always friendly and helpful. I am very happy with this pet insurance.

Insurer: MetLife

By: Libby Gurgis

Verified January 16, 2026

It is easy to submit claims

It is easy to submit claims, and they are very fast in reviewing them, and mailing a check out to you.

Insurer: MetLife

By: Joe Goeddeke

Verified January 16, 2026

I love the ease of filing claims

I love the ease of filing claims! I have my vet’s office send me the SOAP notes the day after we visit. It’s so simple to file.

Insurer: MetLife

By: Brent McDaniel

Verified January 16, 2026

Easy to submit documentation

Easy to submit documentation, speedy payment.

Insurer: MetLife

By: David Muller

Verified January 16, 2026

Quick turn around

I thought processing my claim would take much longer than it did. My reimbursement and a detailed list of expenses covered showed up very, very quickly. Good job, Spot!

Insurer: Spot

By: Elisa Eastwood Pulido

Verified January 16, 2026

So easy to submit claims

So easy to submit claims! And even easier to get paid

Insurer: MetLife

By: customer

Verified January 16, 2026

Met life is great

Met life is great. I submit my claims and they reimburse in a timely manner in about 2 weeks.

Insurer: MetLife

By: customer

Verified January 16, 2026

This past experience was the best

This past experience was the best. I normally have to call several times to get payment.

Insurer: MetLife

By: Susan N.

Verified January 16, 2026

It was easy to file a claim and I got…

It was easy to file a claim and I got payment very quickly.

Insurer: Healthy Paws

By: Renee

Verified January 15, 2026

Overall process

Submitting a claim was easy and the review/turnaround was fast. Thank you for making this easy during times of stress.

Insurer: MetLife

By: Keri

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