Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,056 total


February 01, 2026

As a new client

As a new client, your staff has been very courteous and helpful. We certainly appreciate that we can file claims directly (without postal service) and that payments arrive quickly. We hope to be customers for many years!

Insurer: MetLife

By: customer

January 31, 2026

We incurred some expenses on one of our…

We incurred some expenses on one of our pets that was unexpected this past year and Pumpkin was there to make sure our dog could have the care it needed. Extensive surgery and we paid a deductible and was reimbursed the difference. Excellent company

Insurer: Pumpkin

By: Ruth Blanton

January 31, 2026

Thank you.

They are prompt with reimbursements after my submission of invoices and prescriptions that qualify under my insurance plan. My dog is living her best life and care choices are simplified with less stress.

Insurer: Pumpkin

By: Laura

January 31, 2026

You are prompt and I can have the vets…

You are prompt and I can have the vets send the invoices abd soap notes.

Insurer: MetLife

By: PATRICIA DAVIS

January 31, 2026

Pumpkin insurance is quick to process…

Pumpkin insurance is quick to process claims. Filing a claim is easy too and their customer service is responsive and knowledgeable. Also, by comparison, they’ve got one of the best plans out there. Glad I chose pumpkin!

Insurer: Pumpkin

By: Ramona Atkins

January 31, 2026

Fast and efficient

Everything is electronic now a d my vet sends me digital notes and receipts so filing claims is a breeze. Only one issue is I would prefer to get an electronic transfer of the payment rather that a check in the mail.

Insurer: MetLife

By: Ginny

January 31, 2026

Quick and Easy

Easy submission. Timely payment. No questions. No issues. Just the way it should be. Thanks. MM

Insurer: MetLife

By: Mike Molosso

January 31, 2026

My dog Finley Golden Doodle.

Very helpful. Figured out my payment and sent it the next day . Thank you.

Insurer: Trupanion

By: Raymond

January 31, 2026

Fast refund of money for claim

Pumpkin refunded the money I put out for my dog’s surgery so quickly. I was impressed!

Insurer: Pumpkin

By: Gina

January 31, 2026

Waiting to be processed

I have just recently paid the down payment. I feel like the process should be quicker ex: Like when purchasing car insurance, you receive immediate coverage. The process takes a little longer than one might expect.

Insurer: Nationwide

By: customer

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