Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


Verified October 27, 2025

Seamless transaction and quick…

Seamless transaction and quick reimbursement.

Insurer: MetLife

By: Inv

Verified October 27, 2025

Easy to submit and get paid

Easy to submit and get paid. Thank you!

Insurer: Spot

By: Hannah

Verified October 27, 2025

Great customer service and relaively…

Great customer service and relaively prompt payments

Insurer: MetLife

By: Katharine Larson

October 27, 2025

Ease of application

Easy to apply for reimbursement. Sending in receipts and explanation of incident. May receive monies through direct deposit or a check sent through the mail.

Insurer: Pets Best

Veterinarian: Yosemite Pet Hospital

By: Kay

Useful
Verified October 27, 2025

Everyone I speak with is always great ...but

Everyone I speak with is always great! I would have given a 5 previously but lately, I have been having difficulty sending my info needed for a claim in to be paid. Frequently it hasn't been received and I have to make follow up calls. I was finding the app easy to work with but that has become a problem because it will only accept a certain amount. I even tried looking at info online tonight and I found it to be difficult and I am still going to have to make another call due to what I believe is a missing payment and a confusing payment. There could be more of an explanation online. Often the app and online will say 0 paid when that's not right.. I have had metlife for awhile and have encouraged many to get it( I should be a sales person) but lately I am really getting frustrated..

Insurer: MetLife

By: CATHERINE STETLER

October 27, 2025

The Embrace website is so easy to use…

The Embrace website is so easy to use to file claims. I am extremely pleased with Embrace.

Insurer: Embrace

By: Danielle Winter

Verified October 26, 2025

My claim was reviewed in a timely…

My claim was reviewed in a timely manner and payment came quickly.

Insurer: MetLife

By: Dick Mans

Verified October 26, 2025

Claim and reimbursement experience

Instructions for reimbursement submission were clear and easy to follow. Loved that a confirmation email was sent to me once MetLife received my request by mail. Reimbursement was reasonably fast after MetLife reviewed the claim

Insurer: MetLife

By: Bonnie Baird

Verified October 26, 2025

Easy to submit claim and quick…

Easy to submit claim and quick Process/payment.

Insurer: MetLife

By: Art

Verified October 26, 2025

best decision to get coverage for my kitties

It was difficult at first to get all the paper work required for the claim. Once I got the hang of it, it was easy and payment was prompt. Thank you for making a difficult time a little less difficult.

Insurer: MetLife

By: benny wan

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