Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


October 28, 2025

Simple and Intuitive

Very easy to navigate and did not take much time at all.

Insurer: Embrace

By: Grammy G.

October 28, 2025

seems to bescrimping on IT, customer service. Non on the billing dept. thoughilling dept

Long wait for customer service to answer the phone. When they did, they could not be of help because IT is not paid to work on weekends for embrace. It took five days for me to find a way to pay my bill.

Insurer: Embrace

By: andrew

October 28, 2025

Quick process

It was easy and a quick process getting my pets’ quote. The transaction to start my pets insurance was done in less than 5 mins.

Insurer: Fetch Canada

By: Feelin Rose Labor

Verified October 28, 2025

super simple and quick

Once I got the system down and was able to get the documents from the vet emailed as PDF's to me, the filing was super simple. The pay off came in short order--just a few days, deposited to my bank account. Extremely simple.

Insurer: MetLife

By: Judy Gorham

October 27, 2025

Impossible to Cancel policy after…

Impossible to Cancel policy after selling house. Have been trying to get ahold of sonnet for 3 months trying to cancel policy because they will not let you cancel online or by email. Have been on hold for several days trying to get cancel. It is borderline criminal how they keep you paying for a policy and renew without your approval.

Insurer: Sonnet

By: Casey Taz

Verified October 27, 2025

Love the service I get

Love the service I get. I can go anywhere and claims are a breeze to submit, refunds are fast.

Insurer: MetLife

By: Customer

October 27, 2025

Super easy online claim filing and…

Super easy online claim filing and super fast reimbursement.

Insurer: Embrace

By: Angela Bennett

Verified October 27, 2025

Easy to apply

Easy to apply

Insurer: MetLife

By: Olivia Sternberg

October 27, 2025

Excellent service

Easy transactions

Insurer: Embrace

By: Michael Van Alstine

Verified October 27, 2025

Fast and Efficient

The review was fast and efficient and I had my payment within a week. Sometimes these emergencies are quite costly, and it’s nice when the insurer doesn’t drag their feet and gets you the money you need to be able to care for your pet.

Insurer: MetLife

By: Elena

Compare top pet insurance providers plans.