Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified September 28, 2025

Clear pricing and prompt claim reimbursement

The pricing is transparent to choose the level of coverage that fits your financial circumstances. Processing of claims is simple online, and the payment is prompt. I value pet insurance primarily for unexpected large expenses, such as my dog's recent foot surgery. It's nice to know the coverage is there when needed.

Insurer: Spot

By: Barbara Hendrix

September 27, 2025

The processing of claim took awhile and…

The processing of claim took awhile and that the refund did not arrive on time, until now it hasn’t push through my bank account.

Insurer: Pets Best

By: Regina Paredes

Verified September 27, 2025

TheWe got payment back for our kitten…

We got payment back for our kitten wellness plan and are very pleased with the amount. It came to us within the 2 weeks as stated. Thank you!

Insurer: Fetch

By: M. Joann Schmitt-Capwell

September 27, 2025

Very happy with PetsBest

My kitties are just 3 yrs old but I’ve been very happy with PetsBest. Claims are paid on time actually pretty quickly. The money is in my bank account within 10 days as a direct deposit. Claims are very easy to submit as well. Takes just a few minutes. The one time I didn’t need to speak to them the man I spoke to was very helpful and helping me pick which plan would be best for my cats. He was actually great.

Insurer: Pets Best

Veterinarian: Pruyn Veterinary Hospital

By: Colleen

Useful
September 27, 2025

Pets Best Has A Fast and Efficient Claims/Reimbursement Process!

I purchased a 12 month supply of NextGuard for my little Yorkie and a week later I was reimbursed in full via a direct deposit into my checking account. Thank you for the fast, streamlined and simple claims filing and reimbursement process!"

Insurer: Pets Best

Veterinarian: Village Veterinary Hospital

By: Ralph

Useful
September 26, 2025

They were so courteous in removing one…

They were so courteous in removing one of my pets after I sent in an invoice after an ER visit turned into losing our fur baby. They sent a really nice email, prorated our monthly bill and removed her policy without me even asking. Sending claims in are simple as well.

Insurer: Embrace

By: Danielle Interpreting

September 26, 2025

Very easy to deal with

I couldn’t be happier with this pet insurance! The sign-up process was simple, and the coverage options are straightforward and easy to understand. When my pet needed unexpected care, the claim process was quick and stress-free—exactly what you need during a difficult time. Reimbursements were processed faster than I expected, and the communication throughout was excellent. Knowing I have this insurance gives me real peace of mind that my pet will always get the best care without the financial stress. Highly recommend to any pet parent!

Insurer: Embrace

By: Suzette Gramm

September 26, 2025

I had an issue with the website

I had an issue with the website, but when I called and spoke to Tyler, he was very patient and walked me through it. After that, filling out the forms was easy.

Insurer: Embrace

By: Loretta Clark

Verified September 26, 2025

My payment card was hacked

My payment card was hacked, and I couldn't pay my premium. They were very helpful with notifications, instructions and a real, live person to help me.

Insurer: Prudent Pet

By: rebeccajohanssoncomcast.net

September 26, 2025

unfortunately the list for the diagnosis is not complete enough and does not let you go through unless you put one in.

Easy to submit a claim

Insurer: Embrace

By: Guest UserJocelyn Daluz

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