Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,830 total


Verified April 20, 2026

Everything as promised.

I have had this insurance for several years now and have never had a bad experience. The contract is very clear. There are no gray areas as far as I've ever seen. Once the deductible is met the process of submitting a claim and getting reimbursed is relatively quick and easy.

Insurer: MetLife

By: Daniel Allvord

Verified April 19, 2026

Fast reimbursement

I follow the guidelines of what needs to be submitted for reimbursement (including the detailed vet bill and S.O.A.P. notes along with any other comments). I sent the documents on a Thursday evening. MetLife sent a message alerting me they received it and it would take up to 5 business days to make a decision. Just 4 business days after, I was notified MetLife would reimburse me 95% for the vet's total billing.

Insurer: MetLife

By: customer

Verified April 19, 2026

Got paid instantly

Got paid instantly. Loved it. Thanks a lot.

Insurer: MetLife

By: M Jamil Hossain

Verified April 19, 2026

Very quick response

Very quick response. No hassles. The claim was handled quickly and payment sent to my account in a very timely manner

Insurer: MetLife

By: customer

April 19, 2026

I had trouble logging on to the iPhone…

I had trouble logging on to the iPhone app. once i did i could make my claim for reimbursement easily. however, i could not access the account info nor history. I was able to access my account via the website on my pc. I just feel the process was clunky and frustrating.

Insurer: Pets Best

By: Tom

Verified April 19, 2026

I was getting preventatives (flea/tick…

I was getting preventatives (flea/tick and heart worm meds) for my dog. Quick and easy to submit invoice and get amount deposited in my bank.

Insurer: MetLife

By: Karen W

April 19, 2026

The APP does not work smoothly

The APP does not work smoothly. I like the convenience of the APP, but the APP is not always working. I recently submitted a claim and I kept receiving a message that there was a problem submitting my claim to try again, which I did. It took about 5-6 times to get the claim to go through. The next day I received about 5-6 emails indicating that I submitting the claim, which gave the appearance that I was submitting the claim multiple times, when the APP only accepted once. Other times the APP is down and not working.

Insurer: Pets Best

By: AMD

Verified April 19, 2026

Quick no hassle claim refund.

Quick no hassle claim refund.

Insurer: MetLife

By: customer

April 19, 2026

Super Insurance!

Pets Best makes it really simple to understand everything about their insurance and is quick to respond to claims submitted.

Insurer: Pets Best

Veterinarian: Edina Pet Hospital

By: Anne

Useful
Verified April 19, 2026

About getting a refund

About getting a refund, now it's faster.

Insurer: MetLife

By: customer

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