Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified November 13, 2025

Over the web to submit claim is easy…

Over the web to submit claim is easy and convenience. Claim is review and done on time. Fast submitting payment through direct deposit is great. Save time and redundant paper work.

Insurer: Spot

By: Siu Lo

November 12, 2025

Honestly this is a waste of time and…

Honestly this is a waste of time and money. We have had insurance with trupanion for 8 years. They have covered so little of the two emergency medical claims (both claims under $1000) we have needed to make and the increased in how much we pay a month is horrendous (have more than doubled) over the years. I would recommend if you get a dog just open a savings account for unexpected costs instead of something as pathetic as this "insurance". It is a joke. I will never be using trupanion again for future pets and will strongly discourage anyone considering it in the future going with them.

Insurer: Trupanion Canada

By: kristiina Wood

Verified November 12, 2025

Great communication

It has been very easy to send in the Vet bills and get reimbursement for those that qualify. They have been easy to contact when I have questions that need answering.

Insurer: Spot

By: Patricia Weilbacher

Verified November 12, 2025

The app is easy to use and they…

The app is easy to use and they refunded my expense per my plan in a timely manner with a direct deposit to may account.

Insurer: Spot

By: Chris Soto

Verified November 12, 2025

I am happy.

I love the fact that Spot is quick and efficient. Thank you.

Insurer: Spot

By: Dorothy Guerrero

Verified November 12, 2025

The claim process was easy and fast

The claim process was easy and fast! Once they approved my claim payment came the next day! So glad I chose Spot for my Chloe.

Insurer: Spot

By: Tainesha A Wilson

Verified November 12, 2025

A great, smooth experience.

A great, smooth experience. From the moment the claim is opened, uploaded medical documents, and a complete invoice until the funds are received, it takes 1.5–2 weeks.

Insurer: Spot

By: Viktor

Verified November 12, 2025

Quick and easy process!

Quick and easy process!

Insurer: Nationwide

By: customer

November 12, 2025

I cancelled the insurance and they kept…

I cancelled the insurance and they kept billing my cc even though I did not update information with them!

Insurer: Fetch Canada

By: Kimberley Senkiw

Verified November 12, 2025

Very easy to deal with with quick…

Very easy to deal with with quick processing.

Insurer: Spot

By: Lynn Distefano

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