Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,830 total


Verified April 16, 2026

adoro claims experience

The claim was reviewed in an amazing amount of time and I received the payback instantly. It was a great experience!

Insurer: Adoro

By: Hannah

Useful
April 15, 2026

Great customer service all questions answered

I had gotten an estimate online but had so many questions before actually putting my payment through. Finally called, spoke to Karley on the phone and she was lovely. Answered everything and more, she was even able to change my plan according to my needs financially.

Insurer: Fetch Canada

By: Braillyn Giroux

Verified April 15, 2026

Easy and quick

Easy to fill out and quick. The only thing I didn't like is there is no way to include an additional pet above 3 in the quote without calling them.

Insurer: MetLife

By: Cheryl Falke

April 15, 2026

Signing up for Embrace was very difficult.

Signing up for Embrace was very tedious. After an initial wait time of about 10 minutes, I was connected to the wrong department. As a result, I had to endure another wait time. The customer service rep. was not particularly knowledgeable in answering questions. The App was a joke. It was very difficult to establish a password as there seemed initially to be a problems in offering that option. Instead, the program wanted to generate its own password. When I was finally offered the chance to create my own password, I was told that I would receive a numerical code via text. I never received a code despite continually requesting one. Next, both my password and username were not recognized. After talking with a second rep., the situation was resolved after two hours total time. I came very close to cancelling my policy with Embrace and trying a different company.

Insurer: Embrace

By: Kevin D. Perruzzi

Verified April 15, 2026

Ease in submitting my claim and rapid…

Ease in submitting my claim and rapid response from you. I’m looking forward to the reimbursement in a few days

Insurer: Spot

By: Janice Navarro

Verified April 15, 2026

The application was quite easy to…

The application was quite easy to complete

Insurer: Nationwide

By: Larry Hillard

Verified April 15, 2026

Enrollment was quick and easy.

Enrollment was quick and easy.

Insurer: MetLife

By: Kristina Salmeron

Verified April 15, 2026

Process is Smooth

The process of submitting invoices is easy and I get fast responses. Thank you.

Insurer: Trupanion

By: Bradley Gray

Verified April 15, 2026

Easy to file online

Easy to file online, rapid review and payment.

Insurer: Spot

By: David Boyd

Verified April 15, 2026

Easy to sign up.

Easy to sign up.

Insurer: MetLife

By: Lacey Foley

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