Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,642 total


Verified April 05, 2026

They cover nothing

They cover nothing. Everything my puppy had done they did not cover. I can put the money I pay monthly in the bank. If my puppy needs a vet I’ll just use that money. I will say they do have great customer service and everyone I spoke with was very nice. My vet bill was well over a thousand dollars. They covered 121.00 of that bill.

Insurer: Trupanion

By: Amber

Verified April 05, 2026

Claim handled quickly and received my…

Claim handled quickly and received my reimbursement within a couple of days. Coverages are clear and easy to understand. Notably, my claim had services billed as a packaged deal, and unlike AKC pet Insurance (who deny coverage for anything included in "bundle/package" vet treatment deals), it was still able to be processed without needing to submit itemized invoices which is great.

Insurer: Spot

By: ZM

April 05, 2026

Trupanion pet Insurance ensured my 12 year old dog got prompt and thorough care.

Trupanion pet Insurance ensured my 12 year old dog got prompt and thorough care. He randomly developed a Gastric Dilatation-Volvulus late at night knowing we had insurance coverage for what ever the vet needed to do I was able to tell the Vet to do EVERYTHING they could do to save my babies life. He survived the sugery and was in the hospitals ICU for 2 days and 2 nights. They covered everything!! We paid the emergancy vet fees, the deductible and 10%, Trupanion covered everything else including the perscription dog food and all the medications. I could not be any happier with the service we received from Trupanion . They saved my dogs life.

Insurer: Trupanion Canada

By: Erin McIntyre

Verified April 05, 2026

Thank you for the prompt response to…

Thank you for the prompt response to our claims. Customer service is a great resource and responds to my questions.

Insurer: MetLife

By: Denise

Verified April 05, 2026

I am new to pet insurance

I am new to pet insurance, and so far, MetLife has exceeded my expectations. Customer Service has been helpful and responsive. Processing claims has been fast. This review is from a new user, two dogs covered, one is a rescue with a lot of issues that have been covered... so I couldn't be happier to have chosen MetLife pet insurance.

Insurer: MetLife

By: Tami B

April 05, 2026

I feel taken care of.

This company seems to take care of their customers, every time I submit a claim, they get back to me in a reasonable timeframe. It’s nice having a pet insurance company that I can trust and they seem to honor the policy without a bunch of hoops to jump through. Nice job.

Insurer: Pets Best

By: Josh

Verified April 05, 2026

Claims are easy to file and settled…

Claims are easy to file and settled quickly.

Insurer: MetLife

By: Cynthia

Verified April 04, 2026

The coverage is real

The coverage is real

Insurer: Trupanion

By: Isac

Verified April 04, 2026

Streamline Process

MetLife Pet website is very user friendly, menu driven and requires very little input other than uploading documents. The claim review, approval, and payment processes are typically 3-5 days to complete.

Insurer: MetLife

By: Cissy Perkins

Verified April 04, 2026

Never have a worry

I’ve never had any problems getting my reimbursements for the medical needs of my dog. Always timely. And if I have a question there is always someone there to answer with a very friendly manner.

Insurer: MetLife

By: Priscilla Wilson

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