Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Web site very intuitive
Web site very intuitive. I have never before filed a claim. Thakfully I hav never needed to before now. But when in a situation where you are fearing for your pet's health, it was an easy process for me to follow and submit for reimbursement.
Insurer: Trupanion
By: Edward
Excellent
Excellent, compassionate service. Easy and efficient claims process with a great website. Will insure my other cats here soon.
Insurer: Embrace
By: Phillip Baggett
Easy to summit a claim for my Dog and…
Easy to summit a claim for my Dog and get reimbursed within days.
Insurer: MetLife
By: Colleen Johnson
Great Experience, pleasantly surprised!
Our Cat Mila was still very young when she suddenly developed a severe neurologic episode and was diagnosed with meningoencephalitis. It was completely unexpected and quickly turned into specialty ER/neurology visits, an MRI, follow-up rechecks, and ongoing medications — a stressful situation in every way. When I originally shopped for pet insurance, I honestly didn’t have a lot of faith in any provider, but Pets Best felt like the best option overall. I’m really glad I chose them. Submitting claims was straightforward, communication was clear, and everything was easy to track. I filed multiple claims using itemized invoices and medical records from the specialty hospital, and all of my claims were approved within about a month. We received around $5,000 in reimbursements, which made a huge difference and let us focus on Mila’s care instead of worrying about costs. Based on my experience, would definitely recommend them!
Insurer: Pets Best
By: V
Easy to process online claims and quick…
Easy to process online claims and quick reimbursement
Insurer: MetLife
By: customer
Took way too long to apply for…
Took way too long to apply for coverage. They said I woohave coverage until March when I applied in February. I ended up finding a cheaper plan
Insurer: Nationwide
By: Quantana McKinney
So glad I have this pet insurance
So glad I have this insurance. I had a medical emergency on my 1 1/2 year old dog. The first emergency room could not do the needed surgical procedure and they had to call around and find one that could bring in specialist (in the middle of the night) to do the needed surgical procedure. There were hefty bills from two different pet emergency care centers. Both claims were paid in under a week with the money deposited in my bank account. While there is still some out of pocket costs (copay and exam fees), having the pet insurance plus simple, fast processing and payment was a huge relief and ease of very large vet bills. What really counts is my girl is doing great and on the mend thanks to outstanding emergency veterinary care.
Insurer: Healthy Paws
By: Alyson Lyons
Great app
Great app, fast claim processing, couldn't be happier!
Insurer: MetLife
By: axj
Shame on this company to tell you up front that conditions are covered and then after you obtain coverage and pay the monthly fee they then deny coverage .
As for Embrace’s response to my very negative review they absolutely DID NOT make any attempt to offer a complimentary pre-assessment prior to obtaining my credit card information. I did provide their customer service the information re: my pets chipped tooth and I was told that the dental condition would be covered & Embrace did a 100% about face on this . Additionally, they inform me after 4 months that orthopedics would not be covered for the first year which is yet another hidden exemption on their part to charge the customer for something they say is covered and then make an arbitrary decision to deny this very important coverage . To reiterate embrace employs deceptive tactics to deny coverage and ultimately provide false information to the prospective customer prior to obtaining coverage .
Insurer: Embrace
By: Phil Traficanti
Trupanion is such an amazing company
Trupanion is such an amazing company. They have wonderful team members. Every one of them that I have spoken to has been so kind and caring. They are very quick to get your claim taken care of after submission. In my experience, the company has shown compassion in times that can be scary, uncertain and heart breaking.
Insurer: Trupanion
By: Jocie