Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Easy breezy claim process
Super easy, great and quick experience getting our claim processed after our dog had to have emergency surgery due to a foxtail getting embedded in her paw. Just uploaded all the receipts and submitted the claim through the app and got payment quickly. Highly recommend!
Insurer: Spot
By: Camilla Podowski
I’ve had 5 claims so far with Spot…
I’ve had 5 claims so far with Spot pretty close to each other. All claims have been handled quickly and have been paid. No questions asked. I would recommend every pet owner to get a policy with Spot.
Insurer: Spot
By: Daniel Witt
I seriously have loved my experience…
I seriously have loved my experience with MetLife Pet Insurance. I previously shied away from any sort of pet insurance and now I’m regretting never having had you sooner. The claims steps are simple and painless and are dealt without issue and are extremely timely. Thank you for being such a great company and providing such great service.
Insurer: MetLife
By: Matt Shawhan
I wouldn't recommend
I wouldn't recommend. They nickel and dime your claims to death, look at any way to raise your monthly premiums and are not compassionate to people with disabilities which includes a TON of pet owners. I'll be canceling them at the 1 year mark as you are penalized and charged back for any claims you had if you don't insure for the 1st year. It's a scam.
Insurer: Nationwide
By: SeeSee Rider
Quick payment
I appreciate trupanion and my vet working together. After extensive surgery it was one less thing I had to worry about. Trupanion paid their portion as promised.
Insurer: Trupanion
By: Renee
No haggling and quick reimbursement
My dog needed the dog version of ACL repair. When i submitted her paperwork I was prepared. ( that is important if you would like your reimbursement in a timely fashion). The process was seamless and, I think I got my refund in 5 business days. I’m very happy with the fairness and speed of MetLife. They stood by their contract and there was no haggling!! I am very happy with the outcome. Great job MetLife! With gratitude, JF
Insurer: MetLife
By: Jane Fahey
MetLife has wonderful customer service…
MetLife has wonderful customer service and claims are reviewed and paid very quickly.
Insurer: MetLife
By: Tanya
Metlife reimbursed vet bill asap
it is hard enough when you pet falls ill, but Met life pet insurance, reimbursed me in a very fast time, thanks Joanne
Insurer: MetLife
By: Gary Reiss
Claim
I sent in my claim on 5-16-26, on 5-19-26 money was in my account.Met life pet has always been very knowledgeable. Great pet insurance.
Insurer: MetLife
By: shary moss