Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
58,154 total
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Easy use of App
Easy use of App. Consistent and reliable service as well as claim processing for reimbursements. All as advertised!
Insurer: Spot
By: BJ Wilson
Our claim was processed extremely…
Our claim was processed extremely quickly, less than one week. It was very easy to file the form on my phone using the Spot app. We really appreciate the help since our dog was diagnosed with lymphoma.
Insurer: Spot
By: CAROL FLEMING
Always reimburses quickly.
Always reimburses quickly.
Insurer: MetLife
By: customer
Trupanion has a great product and I…love Trupanion!
Trupanion has a great product and I believe they really care! Easy to submit claims and fast payments back to me. They are very responsive and supportive!
Insurer: Trupanion
By: Kathleen
I am not sure why one of the…
I am not sure why one of the medications over$100 wasn’t covered?
Insurer: MetLife
By: customer
Healthy Paws helped…
Healthy paws was a very easy provider to work with and was quick with reimbursement. This is my first time having insurance for a pet and it made my decision making very easy.
Insurer: Healthy Paws
By: Gerard Heidkamp
After two years of paying premiums for…
Update Stay away from Embrace Pet insurance As expected by delay and continued requests for more information claim was denied. I’m glad I found out after small claim before needed in future. I’ll be better off putting the $1900 a year away I was paying them. With increases every year it would be more BTW I emailed as reply suggested , crickets I have replied with policy number they couldn’t find I stand by my one star review, all I was got was need more information even though vet sent everything requested. Embrace works hard not to cover After two years of paying premiums for 2 dogs, one had an issue that treatment total was about $100 over deductible. Even for this amount all I got was delays and Embrace looking for way not to pay claims. My advice is stay away from Embrace.
Insurer: Embrace
By: ron c
Pet insurance is for peace of mind
I bought the insurance to cover the emergency situation where you get a bill that could be thousands of dollars. I didn’t want to be faced with making that decision on the spot. Our new dog had a laceration needed emergency surgery. The process was easy to file a claim ;you do it on your phone. There was a mistake in the processing, but they corrected it quickly. Once corrected I sent follow up bills every four days for dressing changes and they processed them within 24 hours. My expectations were met and I’m glad I bought it to be perfectly honest. Pet insurance is not necessarily financially a win. The problem is you have a pet that develops a totally unexpected problem that could run anywhere from 1 to $8000. You have to decide on the spot. You don’t want to be in the situation of saying I suddenly having to come up with lots of money or taking your pet home for comfort care. The purpose of the insurance is for the unexpected catastrophic problem. If you’re buying it for routine care, I would not recommend it.
Insurer: Embrace
By: Dr Matt Phillips
Excellent claim processing time
Excellent claim processing time
Insurer: MetLife
By: Bleydynes Barbosa
Trupanion is the BEST pet insurance you…
Trupanion is the BEST pet insurance you can get absolutely no question!!! I have worked in veterinary medicine for over 32 years I deal with pet insurance every day. When it came time to get insurance for our new pet we decided to get Trupanion. So very easy to submit a claim and payment is fast and hassle free. Thank you Trupanion!!!
Insurer: Trupanion
By: Angela