Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 08, 2026

My claim was complelely handled in just a few days.

My claim was handled in just a few days- amazing!!! Appreciate how easy it was.

Insurer: MetLife

By: T. Anderson

Verified February 08, 2026

First experience with pet insurance

Fetch is our first experience in working with pet insurance. We have been impressed with their customer service, ease of submitting claims, and their quick response if more information is required on our part. They keep you well informed on the status of your claim, every step of the way.

Insurer: Fetch

By: Jennifer

Verified February 08, 2026

My experience with spot insurance has…

My experience with spot insurance has been great. Our dog Brady passed away suddenly, and they processed our claim with no issues at all. It was very easy and made an awful event a little less terrible.

Insurer: Spot

By: Danielle Tarpley

Verified February 08, 2026

Processed reimbursement expeditiously.

Was reimbursed for vet bills expeditiously.

Insurer: Spot

By: Patricia Dyer

February 08, 2026

Click, upload, submit - that’s it!

My German Shepherd has allergies and needs allergy shots every 2 months. After she gets her shot, I take a picture of the paid invoice, upload the picture into the app, answer a brief question or two and hit submit. A week or two later my reimbursement is in my account. It couldn't be easier and I couldn't be more pleased!

Insurer: Pets Best

Veterinarian: RoseBird Veterinary Center

By: Melissa

Useful
Verified February 08, 2026

It’s frustrating to see how much you…

It’s frustrating to see how much you don’t cover. Sally has unfortunately pretty severe gastrointestinal issues. Now she has prescribed food that costs about $165-$185 a month. It’s PRESCRIBED yet not covered. I wish I would of done more research before I chose you as Sally’s insurance provider.

Insurer: Trupanion

By: Janet

Verified February 08, 2026

Great experience with Trupanion

Great experience with Trupanion. Great support with this insurance company for Stanley, 6 1/2 Goldendoodle. He was very sick over the past few weeks and Trupanion was the reliable insurance we need it to help us pay for the high Vet bill. Highly recommend. They pay bill promptly. My vet submits bill directly to Turpanion and it goes through the reimbursement process very quickly.

Insurer: Trupanion

By: cecilia Brooks

Verified February 08, 2026

The payments went through quickly &…

The payments went through quickly & helped make a stressful moment less intense. We were able to focus on getting my girl the care she deserved.

Insurer: Trupanion

By: Michelle

Verified February 08, 2026

I love that it is seamless

I love that it is seamless. The veterinary office files the claim and you know immediately that it was approved.

Insurer: Trupanion

By: customer

Verified February 08, 2026

Ability to care for my senior kitty

My senior cat, adopted at age 10, is taking his first steps on his journey with small cell GI lymphoma. Thanks to Trupanion I've been able to work with his vets, both general and specialty, to get the testing we needed for a diagnosis, and to start treatment. Trupanion has been great, both in how they work with both vet practices, and how individual client service associates have talked, and comforted, me. At least I know that that my boy will have every chance at good days ahead - and I would regret not being able to make these choices if I did not have Trupanion insurance.

Insurer: Trupanion

By: Linda

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