Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


May 25, 2026

Something shady is going on

Something shady is going on. They keep posting that they’re having technical issues. I used to submit a claim and it took less than a week. Now, they can barely find submitted claims. I smell a lawsuit!!!

Insurer: Embrace

By: Jan Evans

Verified May 25, 2026

Quick reimbursement

Easy to obtain reimbursement and with quick turnaround

Insurer: Spot

By: Tom Panek

Verified May 25, 2026

Quick response

The time it took to respond to the invoice submitted for my dog's surgery was incredible. The specialist submitted the claim and within minutes I knew what I had to pay for this claim.

Insurer: Trupanion

By: CYNTHIA LUCENTI

Verified May 25, 2026

I can trust them to be there for my pup…

I can trust them to be there for my pup when I need. As soon as I submit a claim, they are right on it. Thank you Marie

Insurer: Trupanion

By: Marie

Verified May 25, 2026

Great customer service

Customer service rep explained everything to me . Pleasantly surprised when he told me so.e of my dogs dental surgery was covered.

Insurer: Spot

By: Carol Trowbridge Neubauer

Verified May 25, 2026

easy reimbursement process !

easy reimbursement process !

Insurer: MetLife

By: customer

Verified May 25, 2026

Very easy claim submission process

Very easy claim submission process. Payouts come via zelle.

Insurer: MetLife

By: Roman

Verified May 25, 2026

The customer services workers are the…

The customer services workers are the nicest. You can tell they themselves love pets. Also haven’t had a problem getting refunded

Insurer: Pumpkin

By: Yuliana

May 25, 2026

Great customer service and assistance

Pets Best was there for us through distressing moments for our dogs & helped us extend treatment options for our pup with IMHA. Customer service has always been helpful and caring.

Insurer: Pets Best

By: Ryann Taylor

Verified May 25, 2026

🐶🐶 Peace of Mind When My Dog Needed It Most🐶🐶

**Las Vegas, NV** I have had Trupanion since I adopted my dog when he was just 12 weeks old. He is now a little over 7 years old, and throughout that time, Trupanion has truly been with us every step of the way. Over the years, my dog has faced several health challenges, including Addison’s disease, more recently hypothyroidism, and now a newly discovered tumor in his abdomen. As any pet parent knows, receiving news like that is incredibly stressful and emotional. Having Trupanion has given me such peace of mind during some very difficult moments. I am especially grateful that both my dog’s primary veterinarian and the specialty surgical center here in Las Vegas accept Trupanion and are able to submit claims directly for payment. That means I only have to pay my portion at the time of the visit, instead of worrying about covering the full cost up front and waiting for reimbursement. With the diagnostic procedures he now needs, the offices are also able to submit for prior authorization, so I know ahead of time exactly what my out-of-pocket responsibility will be. At the end of the day, having Trupanion means I can focus on what matters most: getting my dog the quality care he needs. Instead of being overwhelmed by the financial side of things, I am able to make decisions based on his health and well-being. For that, I am truly grateful. Trupanion has been a blessing for my furry family member and for me. I would absolutely recommend them to any pet parent who wants protection, support, and peace of mind when it matters most.

Insurer: Trupanion

By: RLM - Santa Rosa CA

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