Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified May 26, 2026

Great experience!

Amazing communication! And explanation of benefits is always so detailed. All calculations done correctly. Also, great to know that my kittens could see an emergency vet when accidents happen. Thanks for the fast review of claim.

Insurer: Fetch

By: Johana

Verified May 26, 2026

Amazing efficiency!

Prompt, efficient payment! Amazing service!

Insurer: Trupanion

By: Diane

Verified May 26, 2026

If I could give 0 stars I would

If I could give 0 stars I would. My monthly not only increased from 120 a month all the way to now 258 a month. For two cats. And even though I didn’t experience these issues before, what you guys have done lately is beyond words. In a really bad way. My cats have gotten their teeth cleaned for the past 3 yeas, while they were insured under Met Life, never had an issue with claims or refunds. But the last time which was well over a month and a half ago. They got their teeth cleaned and I submitted my claims right away. Tell me why is MAY 26th and I still haven’t received any money regardless of having called and spoken to multiple associates and representatives (MORE THAN 10 different people) they all said they would reach back out to me, which non did. Now here’s the thing. On my end it’s showing that claim as closed/solved&paid… guess what? I have not received any money. Despite speaking with multiple different people and them supposedly putting a note for the billing department to reissue the payment. The wait has become unbearable because we’re not talking about $25. We are talking almost $1000. So please be diligent and process my refund with urgency. This is a big amount of money and mostly in this economy. I am beyond disappointed and dissatisfied with this company and how you chose to deal with my claim. please solve this as a matter of urgency. I’ve contacted you guys over emails, that never get replied, through the app where I can never get a hold of a human as well as the phone which I’ve called and spoken with different individuals over 10 times. Thank you, I hope this can get resolved with a sense of URGENCY. Otherwise I will go bankrupt. I’m just a young responsible woman who’s never missed a payment and has been loyal to Met life for years in consecutive. Please HELP IS NEEDED WITH URGENCY REGARDING THIS MATTER.

Insurer: MetLife

By: Dissatisfied Customer

Verified May 26, 2026

Ease of filing and standing by your…

Ease of filing and standing by your claims

Insurer: Trupanion

By: Stephanie S-NewJersey

Verified May 26, 2026

Amazing

This was my first claim since we put our dog on the insurance and it was so easy. It only took a couple minutes and I got the refund in just three days.

Insurer: MetLife

By: Ronda

Verified May 26, 2026

You handled my claims promptly and sent…

You handled my claims promptly and sent refunds immediately, which I really needed. I told my veet I felt so sorry for pet owners who could not treat their pets because they didn't have pet insurance. Thank you PUMPKIN!

Insurer: Pumpkin

By: customer

Verified May 26, 2026

Quick processing of claims.

Quick processing of claims.

Insurer: ASPCA

By: Maria Morales

Verified May 26, 2026

Met life is so easy to work with

Met life is so easy to work with. Just send report from doctor to them and get payment for within a week. If any issues come up they are very easy to contact and any issues get resolved quickly. Very happy with MetLife!!

Insurer: MetLife

By: customer

Verified May 26, 2026

Well-puppy Visit

We submitted our first well-puppy invoice since enrolling and all went well. Pumpkin communicated throughout the process and paid us directly without any delays or complications. Thank you!

Insurer: Pumpkin

By: David

Verified May 26, 2026

Solid Options for Pet Owners

I’ve had ASPCA Pet Health Insurance for my Cat for over seven years, and overall my experience has been positive. The coverage helped significantly with emergency vet bills, and the claim submission process online was fairly simple. Reimbursements were not instant, but I usually received payment within a couple of weeks. What I like most is the broad coverage options, especially for accidents and illnesses. It gave me peace of mind knowing I wouldn’t have to make financial decisions during an emergency. Overall, I’d rate ASPCA Pet Health Insurance 4 out of 5 stars. It’s a solid option for pet owners looking for reliable protection, especially if you enroll your pet while they’re still young and healthy.

Insurer: ASPCA

By: Sonia

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