Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,345 total


Verified March 30, 2026

Not very user friendly

(1) Difficult to update refund payment options (it is an entirely different website, but that is unable to be found until you call). (2) The form to submit claims is not easy to use- Not editable & need to download to sign/date, etc.

Insurer: MetLife

By: customer

Verified March 30, 2026

Easy submittal process for claims.

Easy submittal process for claims.

Insurer: MetLife

By: customer

Verified March 30, 2026

Trupanion gives me peace of mind!

Trupanion is a life saver and gives me peace of mind. I love that the deductible is once per condition and not yearly. I have an epileptic dog and the insurance is so worth it!

Insurer: Trupanion

By: Laura

Verified March 30, 2026

Great Company

The vet was able to do everything as far as submitting the claim. I didn't have to do anything at all. When I did call Trupanion to better understand their process; I was treated well and quickly was given the info I wanted. All was very simple. ALB

Insurer: Trupanion

By: Audrey Lee

March 30, 2026

Excellent and easy claims process!

Our husky had to get a TPLO surgery for a torn ligament. Overall cost came close to $9K. PetsBest processed the claim for our plan (90% coverage) very quickly and gave a full explanation for any items that were not covered. We're fully satisfied with the excellent coverage and service - thank you PetsBest!

Insurer: Pets Best

Veterinarian: Beacon Veterinary Specialists

By: Dheeraj

Useful
March 30, 2026

AVOID THIS COMPANY!!!!!!

This company says they provide coverage for your pet and then you start submitting claims and they deny the claims. Worst pet insurance out there. I've had better experiences at used car lots!

Insurer: Embrace

By: Russell Bigworm Ludwig

Verified March 30, 2026

It was simple to upload all the…

It was simple to upload all the required documents and I was surprised/relieved to discover how much of the bill was covered. It restored my faith in having pet insurance

Insurer: MetLife

By: customer

Verified March 30, 2026

Submitting a claim is very simple…

Submitting a claim is very simple process with my phone app and payment processing was prompt.

Insurer: MetLife

By: Bobby Moody

Verified March 30, 2026

Super quick review and payment!!

Super quick review and payment!!

Insurer: Pumpkin

By: Cathy

March 30, 2026

I canceled my policy after only 2…

I canceled my policy after only 2 months. I submitted claims that were denied due to "failure to receive medical records". The vet submitted all necessary records. After I called twice I kept getting the run around from "customer service" and immediately canceled my policy. This insurance is not worth the hassle.

Insurer: ASPCA

By: UNCTHFAN J

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