Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 10, 2026

Filing claim at ease.

Filing claim at ease.

Insurer: Spot

By: Eve Bingham

Verified February 10, 2026

Very satisfied!

I have used Nationwide Insurance for my other pets for a few years. In fact, I just had an experience in which my elderly pet became ill and in the end, we needed to euthanize her. Very sad. But Nationwide made the claim process extremely easy and very efficient. I have now signed up another new pet and they provide excellent service!

Insurer: Nationwide

By: Patricia

Verified February 09, 2026

Easy to use

Easy to use, love that they pay the vet first, and got the reimbursement for my refills worked out. Quick return. Thank you!

Insurer: Trupanion

By: Shari

Verified February 09, 2026

Easy Filing of Claims With Phone App

Easy to navigate website for filing of claims; agent on phone was extremely helpful in answering questions to assist with initial claim; I wish instant chat messaging was available

Insurer: MetLife

By: customer

February 09, 2026

If I could rate them less than one star…

If I could rate them less than one star I would. Here is another company quick to take payments for a policy and then use every excuse in the world to not pay legitimate claims that filled claiming can’t be read not detailed,no response from Vet which according to their staff is not true. I have sent paperwork to them 6 times about two separate issues none of which have been resolved and are not trying to resolve. I am canceling this crappy company and having my card company reverse all payments because they don’t honor a Dame thing they say.

Insurer: Embrace

By: Donald Bayless

Verified February 09, 2026

Thanks!

I submitted my paperwork and after review, I was partially reimbursed.

Insurer: Fetch

By: SERGIO MUNIZ

Verified February 09, 2026

Had coverage with previous pets and we…

Had coverage with previous pets and we were very satisfied.

Insurer: Nationwide

By: Nora Lestein

Verified February 09, 2026

Very smooth claim submission

Very smooth claim submission. Fast approval. Helpful representative

Insurer: Fetch

By: Richard

Verified February 09, 2026

Claim was processed quickly

Spot processed our claim quickly and efficiently. We were very pleased that 70% of the bill for emergency surgery was paid. I couldn’t ask for a better response.

Insurer: Spot

By: Kimberly Hinton

Verified February 09, 2026

It is a simple process to get credited…

It is a simple process to get credited for my dogs vet bill as in pumpkins insurance guidelines. I love Pumpkin!

Insurer: Pumpkin

By: customer

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