Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


February 10, 2026

this company misadvertises

this company misadvertises. Even if you wait the 14 day period they call everything pre- existing. Denied all our claims trying to say they were pre existing. if your pet had a body before INSURANCE ITS PREEXISTING!! THEY SUCK!

Insurer: ASPCA

By: Melissa Tooker

Verified February 10, 2026

Quick responses to claims

Quick responses to claims, and easy online claim forms, and an affordable monthly premium.

Insurer: Pumpkin

By: Consumer

Verified February 10, 2026

Quick response and reimbursement

Quick response and reimbursement. Made the entire process super easy, five stars!

Insurer: Trupanion

By: Linda

Verified February 10, 2026

your website is so easy to navigate &…

your website is so easy to navigate & your process time for claims is fabulous

Insurer: ASPCA

By: Diane

February 10, 2026

It has been great for my little Apollo…

It has been great for my little Apollo since we enrolled him and we are adding one more. Great coverage. Very helpful customer service.🤩

Insurer: Fetch Canada

By: Marie Rose

Verified February 10, 2026

Best Protection for Medical Bills

Having MetLife for my dog is the best protection I can have for pet care. It certainly took the worry out of paying for a $5,000 hospital bill when my dog had pancreatitis ! I am one satisfied customer.

Insurer: MetLife

By: Janice Meich. customer

Verified February 10, 2026

Our cat had to be hospitalized for a…

Our cat had to be hospitalized for a urinary blockage/infection. The hospital was billing twice a day. Not only did Trupanion cover their portion promptly, they reimbursed the hospital directly and often within minutes of receiving the invoices. A few years ago we had a broken leg event and in that case Trupanion reimbursed us by direct deposit to our bank account within a few hours. Highly recommend.

Insurer: Trupanion

By: Gray Walker

Verified February 10, 2026

Pumpkin has exceeded my expectations

Pumpkin has exceeded my expectations. They do what they say they are going to do. Quick reimbursement, no disputed or denied services, and responsive and helpful support.

Insurer: Pumpkin

By: Lonnie

Verified February 10, 2026

Quick easy

Quick easy. Paid within a week.

Insurer: MetLife

By: customer

Verified February 10, 2026

Easy claim submission

Easy claim submission. Relatively quick turnaround time. I also appreciate the online storage of my pets’ records.

Insurer: MetLife

By: Pam H

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