Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 10, 2026

It was handled very competently by the…

It was handled very competently by the vet and Trupanion. No hassles, disputes, or communication issues. First class all the way.

Insurer: Trupanion

By: James

Verified February 10, 2026

Easy to file claims and quick response!

Easy to file claims and quick response!

Insurer: ASPCA

By: Susan

February 10, 2026

great coverage, if you can get a claim processed

Moving into my second policy year. I had a claim for an unexpected tooth removal during the annual cleaning. Submitted the claim and 3 weeks in the insurance company requested more documents from the veterinarian. I confirmed with the veterinarian that they had been sent, but the claim was closed with no payment and stating they needed more information. I called the insurance company who confirmed that they did not receive anything. I then called the veterinarian who said they had sent it but then recent it to me directly. I uploaded the documents to my policy and immediately called them back to reopen the claim. This was over a week ago and I have yet to receive any notification. It's now been over 5 weeks and nothing has been done. This was my first experience with using this policy at pets Best and I must say unfortunately I am disappointed. I have had pet insurance for almost 20 years now and never had this difficulty or this long of processing for a claim.

Insurer: Pets Best

Veterinarian: Superior Animal Hospital

By: Steve

Useful
Verified February 10, 2026

This company is amazing

This company is amazing. Using the App it’s super easy and fast to file my puppy’s claim. And they keep you updated with the claim tracker. Let me say it’s expensive when taking my puppy to the vet for her check ups, vaccinations and spay. This was the best thing I could have got for my puppy knowing that she is covered with MetLife pet.

Insurer: MetLife

By: Carlos Quintero

Verified February 10, 2026

Easy and quick

Easy to file and got my my payment quickly.

Insurer: MetLife

By: Cat parent

February 10, 2026

Filing a claim is the easy part….

Getting a timely response is a whole other matter. Claims are taking longer and longer to process. When status inquiries are made, canned and lame “we’re sorry for the delay” replies are automatically issued — with no projection of how much longer it will take to receive a reply/decision. I’m shopping around for another carrier. I’ve had it with pet’s best. They’re just another sad business doing its very best to be barely mediocre.

Insurer: Pets Best

By: vnc

Useful
February 10, 2026

Maria

Very pleased. Received reimbursement as expected.

Insurer: Pets Best

By: Maria

Useful
Verified February 10, 2026

Super-fast claim reimbursement

Super-fast claim reimbursement. Easy to follow explanation of benefits (EOB).

Insurer: Spot

By: Michael

Verified February 10, 2026

Quick review and turn around

Quick review and turn around. Automatic deposit

Insurer: Spot

By: Ellen

Verified February 10, 2026

Thankful for Healthy Paws....

It was a little tough to pay up front but Healthy Paws reimbursed exactly what they said they would. It made an extremely scary and stressful time just a little but easier to bear knowing we had coverage for her. Thank you Healthy Paws!

Insurer: Healthy Paws

By: JODI Jackson

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