Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


May 26, 2026

Surgery

My dog had to have emergency back surgery. I filed the claim on the app as soon as he got home and within 5 days , I received notification that it was approved. I received reimbursement within another 5 days. I have used the insurance for other minor illness and always get a quick turn around. Using to app to submit the claims , makes it so easy.

Insurer: Pets Best

Veterinarian: Memphis Veterinary Specialists

By: Glynda

Useful
May 26, 2026

Easy to submit a claim and a quick decision back

My pet had to visit the emergency room for something she ingested. by accident. The process of submitting my claim and paperwork was easy. They made a quick decision and applied the amount of the claim towards my deductible. I'm very happy with the insurance. "

Insurer: Pets Best

By: Cynthia

Useful
May 26, 2026

Can't access website

I tired to file a claim through their website, but kept getting 403 errors. I called customer support. They recommended clearing the cache and cookies. This is not an acceptable response. I tried a different browser that I'd never used to access their site before and got the same error. This error still persists after several weeks. I submitted my claim through email. It was impossible to track. They applied the claim amount to my deductible, but didn't provide what my deductible was or how far into my deductible I currently am.

Insurer: Pets Best

By: Dan

Useful
Verified May 26, 2026

Best decision for my dog

I had healthy paws since my dog was a puppy. Initially i wasnt sure if i wanted a pet insurance but i wanted to make sure i dont have to to through an internal battle when it comes time whether to treat my dog with whatever treatment she needs due to high vet bills. Needless to say, now that she is 14years old, she has had multiple vet visits including specialist visits. Insuring her through healthy paws was the best decision i made for her. Healthy paws makes it even easier on pet parents. Their review doesn’t take weeks. I always got EOB within 2 says and deposit soon after. Thank you healthy paws!

Insurer: Healthy Paws

By: Hannah Park

Verified May 26, 2026

The process is so easy

The process is so easy, and the coverage is very well priced. I have had Nationwide for 8 years, and they changed their policies for the worse last year. Looking forward to MetLife!

Insurer: MetLife

By: ISRAEL

Verified May 26, 2026

Excellent company with superior follow through

I had a very tough experience with my girl Majesty who got very sick. Trupanion staff were kind, caring and showed empathy for my and her situation. When there were some discrepancies between records, they helped me resolve them quickly and without a fuss. Unfortunately, the vet wasn't able to save her in the end. I got depressed and failed to follow through with some paperwork, like cancelling her insurance and submitting the final claim. Trupanion did the work for me by calling the vet directly and getting the information they needed. I can hardly believe how well they took care of me and my baby. I wholeheartedly recommend this insurance.

Insurer: Trupanion

By: Alix

May 26, 2026

Best of all pet insurance companies!

We have used several pet insurance companies in the 20 years of owning Yorkies. We changed to Spot two years ago - we couldn’t be happier. They process claims fast and get you the payments in record time. No other company has been this fast or good about coverage. It’s been wonderful knowing you can get great vet care and there’s help to pay for it! We highly recommend this company. Max, Lola & Rick & Kathleen

Insurer: Spot

By: Kathleen Amirault

Verified May 26, 2026

Healthy paws is by far the best…

Healthy paws is by far the best insurance. Clear up front on what is covered and extremely fast processing. They hooked us during the pandemic when our cat was attacked and was almost dead. I had lost my job, my husband was furlowed. They made an exception and paid the amount that I would owe directly to the emergency vet. If it wasn’t for them, we would not have been able to save our animals.

Insurer: Healthy Paws

By: Krissi

Verified May 26, 2026

Very pleased with the Spot app and the…

Very pleased with the Spot app and the processing of my claims.

Insurer: Spot

By: Pat Jones

Verified May 26, 2026

Easy

Lack of difficulty with filing a claim and quick response.

Insurer: Trupanion

By: Marilyn

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