Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 08, 2026

The Best Pet Insurance!

MetLife Pet Insurance never has disappointed us, unfortunately our dog Buster has been suffering from some ailments lately, and MetLife has been there every step of the way to make the cost bearable. Thank you, MetLife Pet Insurance, we highly recommend you.

Insurer: MetLife

By: Liliana and James Carbonaro

Verified February 08, 2026

The chat support is always quick and…

The chat support is always quick and easy for answers, linking to my vet saves so much time for me, and when we had an emergency situation recently, our vet was able to submit our claims for us and reverse the charges for a $12,000 procedure next day!

Insurer: Trupanion

By: Holly

Verified February 08, 2026

very easy to file claim.

very easy to file claim. the quick approval of claim

Insurer: Spot

By: Stephen Stange

Verified February 08, 2026

Always easy to deal with

Always easy to deal with. Never any issues with claims. Been with them for 8 years.

Insurer: Trupanion

By: Jeannine

Verified February 08, 2026

It seemed great but although my payment…

It seemed great but although my payment was taken, I was told my policy was under review. It’s been under review for the last week, no updates, no info

Insurer: Nationwide

By: Christine k

Verified February 08, 2026

Worth every penny for insurance for your pets

Once you have met your deductible, they pay their part and either send payments directly to your vet or medical provider or to you. They are extremely prompt and typically review the submitted invoices within 24 hours.

Insurer: Trupanion

By: Suzy

Verified February 08, 2026

Easy To Submit My Claims & Quick Processing

It is easy to submit my claims through the portal or online to pet submit. There was a quick turn around in processing my claim. I was reimbursed promptly.

Insurer: MetLife

By: Love My Dog

Verified February 08, 2026

The vet hospital had direct contact and…

The vet hospital had direct contact and we knew almost immediately what insurance was going to pay. Our precious Scout died and insurance paid some on the cremation. We are heartbroken but relieved that we did not have to make a decision based on cost of care because we had insurance to help

Insurer: Trupanion

By: Garry &Karen

Verified February 08, 2026

MetLife Pet Insurance has been…

MetLife Pet Insurance has been extremely informative and helpful, especially when our puppy got hurt. The whole process was straightforward and stress-free during a time that could have been really overwhelming. Filing a claim was easy, and the reimbursement was surprisingly fast. It gave us real peace of mind knowing we could focus on our puppy’s recovery instead of paperwork. Highly recommend to any pet parent!

Insurer: MetLife

By: Tessa Reynolds

Verified February 08, 2026

Assistance when needed!

My Precious joined our family 3 1/2 years ago. I knew from what I heard and the cost of pets vet bills that if something major happened to Precious, I wanted to be able to take care of her. Up until 3 weeks ago we did not have a major event. But.......when it came....words can not describe how thankful I was that Trupanion was helping me with her medical bills and I was able to see that she received whatever she needed without having to worry about finances. I could handle the ductible and the 10% while they paid 90%.

Insurer: Trupanion

By: PHYLLIS GIBSON

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