Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 17, 2026

Easy to submit claims and quick…

Easy to submit claims and quick reimbursement process

Insurer: MetLife

By: customer

Verified January 17, 2026

Simple and Efficient

Adding my name as a co-policyholder with my husband was quick and easy, which gave us confidence that the process would be straightforward. Having a sick pet is already stressful, but MetLife made the experience much easier. We submitted all required documents for a claim, and it was approved within the stated timeframe.

Insurer: MetLife

By: Andrea

Verified January 17, 2026

MetLife makes it easy to file claims !

MetLife makes it easy to file claims !

Insurer: MetLife

By: Ron

Verified January 17, 2026

The fast response when we file a claim

The fast response when we file a claim! TY👍🇺🇸

Insurer: MetLife

By: customer Lizzy and Kammie

January 17, 2026

Excellent customer service and while…

Excellent customer service and while the premiums do increase yearly, it’s just the cost of business. I love the ease of submitting claims and as a 10+ year customer I’ve seen their intentional efforts to implement innovative processes and resources to meet the needs of its customers.

Insurer: Embrace

By: Chanda LeVasseur

January 17, 2026

Be wary

Really slow and I am questioning whether they will ever pay out any of my claims. Be very careful and perhaps stay away from this firm.

Insurer: Pets Best

By: Anthony R

Verified January 17, 2026

Easy to use

The vet clinic facilitated our Trupanion claim through their office. It was seamless, pain-free and the finances came out as expected in the end.

Insurer: Trupanion

By: Chloe's mom

January 17, 2026

This was a waste of my money

This was a waste of my money. They denied my claim when my dog blew his ACL because he had ruptured the other one 2 years ago. Cancelled. Do not recommend!

Insurer: Trupanion

By: Kimberly Engler

Verified January 17, 2026

Great value

Great value, excellent coverage

Insurer: Nationwide

By: Joel

Verified January 17, 2026

Quick and easy claim process to protect…

Quick and easy claim process to protect your pet!

Insurer: Trupanion

By: Garland

Compare top pet insurance providers plans.