Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


February 28, 2026

Thankful for Pumpkin Insurance

I am grateful that Pumpkin Insurance was there for us in our moment of crisis. It gave us peace of mind to know that our puppy’s emergency vet bills would be covered. We did not have the outcome with wanted with our puppy, & Pumpkin covered that, too.

Insurer: Pumpkin

By: Suzanne

February 28, 2026

Fast and easy claim submission and payment

Claim was submitted by vet and approved immediately at discharge.

Insurer: Trupanion

By: Andrea

February 28, 2026

I’ve had Pet’s Best for the past seven…

I’ve had Pet’s Best for the past seven years, and it’s been worth every penny. It gives me real peace of mind—I never have to second-guess taking my dogs to the vet. Anytime I’m concerned about something, I can focus on getting them the care they need instead of worrying about the cost. Most recently, they covered the removal of a mass that turned out to be a ruptured, infected cyst. Having that support during a stressful situation made all the difference.

Insurer: Pets Best

By: Mel

February 28, 2026

Cali's Claim

Met Life makes the claim process very easy. I mailed in my paperwork, and I received an email within ten days. Payment was in my bank account a week and a half later. Whenever I call customer service everyone is very professional and helpful.

Insurer: MetLife

By: customer

February 28, 2026

All claims denied at the death of my Dog

My dig was 9 years old and suddenly became ill, he was txd for respiratory ifx by my vet, no improvement over 3 days, took him to an Emergency Vet where he received first diagnosis of Dilated Cardiomyopathy w/ CHF. We were dumstruck, he had displayed no sx of this diagnosis! He was in critical condition with no hope of survival so we went from a bad cold to putting him to sleep all within 7 days. We submitted our claims which totaled approx $3000 and received your explanation of no payment....$0.00 as this was a congenital diagnosis so it's not covered! And, you discontinued our coverage immediately! I wouldn't recommend you if you were the only insurance out there, you customer service is non-existent and your callous indifference is appalling. I will never use you again and recommend no one else.

Insurer: PetPartners

Veterinarian: Bloomingrove Veterinary Hospital

By: Susan J

Useful
February 28, 2026

Claims Experience Review

I’ve filed multiple claims with Pets Best (I have a sickly pup). Overall, my experience with the claims process has been very positive. The online portal is easy to use — I appreciate how simple it is to upload invoices, select the injury category, and submit. The automatic confirmation email upon submission is very helpful. I also value the communication throughout the process. The follow-up email letting me know the claim is still under review (and that you will reach out if anything is needed) provides reassurance. The final notification confirming approval and payment timing is also clear and appreciated. Payments have consistently been deposited as communicated — typically about six days after the final approval email. From submission to resolution, the overall timeline has been around a month. While a faster turnaround would always be appreciated, the process has been smooth and reliable. Overall, I’ve been satisfied with the experience.

Insurer: Pets Best

Veterinarian: Westmonte Animal Clinic

By: Kendra

Useful
February 28, 2026

Absolutely the worst pet insurance ive dealt with

Claims take usually a month to resolve, The app consistently doesn't work well with constantly logging you in and out and then not loading. This insurance pays back the LEAST of any pet insurance i've had with everything claiming to be paying the deductible.. Customer service tells you nothing when you call. I wish I never switched to this insurance, and I am actively looking for an alternative for what I pay now for this terrible service.

Insurer: Pets Best

By: Nicole

Useful
February 28, 2026

Life saver

Pets Best is a life saving gift. No many people like to buy a monthly insurance plan but the payoff if needed is the most comforting feeling ever. I’m a dog owner actually three puppies in my home. I love them to no end. Thank you PetsBest.

Useful
February 28, 2026

Life Saver

I am so glad I have pet insurance for my cat. Pet's Best has been very easy to use and efficient with their claim process. It has saved me money and given me more confidence to approve treatment, knowing they have my back

Insurer: Pets Best

Veterinarian: Parkway Animal Center

By: Brittany

Useful
February 28, 2026

I have been without pet insurance for…

I have been without pet insurance for my dog for over a year and I am pleased to have it again now. The benefits which are recommended will be very efficient for my furry baby. Thanks to MetLife!

Insurer: MetLife

By: Tepeka Worley- Winder

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.